Cheque Certification |
| Account Holder |
$10.00 |
| Third party - paid by third party |
$15.00 |
| |
Items charged back |
| Personal Accounts |
$6.00 |
| Non-Personal Accounts |
$6.00 |
| |
NSF cheques, Loan and Mortgage Payments |
$37.50 |
| |
Overdraft Handling Charge |
| Applicable to unauthorized overdrafts or excesses to lines of credit
- min. per item |
$5.00 |
| |
Item drawn in U.S. $ |
| Against a Canadian account (and vice versa) |
$10.00 |
| |
Placement of Stop Payment |
| Complete details |
$12.50 |
| Incomplete details (per month) |
$20.00 |
| |
Account Closure |
| Within 90 days of opening |
$15.00 |
| Transferred to another Financial Institution |
$15.00 |
| RRSP/RRIF Plan within one year of opening |
$25.00 |
| RRSP/RRIF Transferred to another Financial Institution |
$25.00 |
| |
Bank Confirmation to auditor |
$25.00 |
| (GST included) |
|
| |
Posting of a non-encoded item |
| (e.g. cleared counter cheque) |
$5.00 |
| |
Photocopy retrieval & Trace Fees1 |
| Item posted under 3 months ago - per item |
$5.00 |
| Item posted 3 months to one year ago - per item |
$50.00 |
| Minimum
charge |
$100.00 |
| Item posted over one year ago |
negotiable |
| Ask your branch for details. |
|
| |
Unclaimed Account Notice charge |
| Two Year |
$20.00 |
| Five Year |
$30.00 |
| Nine Year |
$35.00 |
| |
Interim Statements |
| Minimum $2.00 or per page |
$1.00 |
| |
Transfers between Accounts |
| Customer in person |
Free |
| Customer by phone/facsimile - per transfer |
$4.00 |
| Bank (recurring) - per transfer |
$2.50 |
| Coverdraft - per transfer - Personal Account |
$0.50 |
| Coverdraft - per transfer - Business Account |
negotiable |
| Customer using In-Touch Telephone Banking or |
Free |
| CWBdirect Online Banking |
Free |
| |
Cash withdrawals (outside Canada) |
| Cirrus® |
U.S $1.50 |
| |
Currency Deposited2 |
$2.50 per $1,000 |
| Coin3 |
$3.50 per $100 |
Currency Supplied2 |
$1.50 per $1,000 |
| Coin3 |
$3.50 per 10 rolls |
| |
| Note: All related bank charges on U.S. accounts such as chargebacks
will be collected in U.S. Funds |
| |
| 1Subject to surcharge
from 3rd party clearing instituion. |
| 2Large currency
transactions are subject to negotiated handling charges. |
| 3ABM owner may levy a transaction maintenance fee. This fee is the responsibility of the card holder. |
| |
| |
| Note: Highlighted items indicate a change
effective July 1, 2007. |
