Business Banking

Personal Accounts

Chequing Accounts

Apex® Account (per month)
$14.25
Includes the following products and services at no additional charge to the single monthly fee:
Personalized cheques
Automated banking machine access
(8 free withdrawals per month - $1.00 thereafter)1
Line of credit (on approval)
Cheque certification (first party)
Traveller's cheques (Cdn. & U.S.)
Canadian drafts
Monthly statement with cancelled cheques
Unlimited cheques and Interac® Direct Payment transactions
In-Touch Telephone Banking®
CWBdirect® Online Banking
If a minimum monthly balance of $5,000 is maintained, then the monthly fee will be waived.
 
Personal Chequing Account
Minimum charge (per month) $2.00
Per Debit:
> per cheque $0.80
> per electronic item $0.50
> per non-Exchange® Network ABM withdrawal1 $1.25
> per Exchange Network withdrawal $1.00
For each $1,000 minimum monthly balance increment, you receive 15 free transactions.
 
Standard Chequing Account
Minimum charge (per month) $4.00
After 8 free debit items per month, per debit
(excludes non-Exchange Network ABM withdrawals)
$1.00
Non-Exchange Network ABM withdrawals 1 $1.25
 
Ultimate Choice Account® (per month)
$25.00
Our pre-eminent account. Customized service to suit your banking needs. Earn a high rate of interest on deposits. All for one monthly fee. Ask your branch for details.
If minimum monthly balance of $20,000 is maintained, the monthly fee will be waved.
 
Gold Leaf PLUS® Package
Free
For our customers age 57 and over
Minimum balance of $500.00 required
 
U.S. $ Personal Account (per item)
$1.00
Minimum charge of $2.00 per month or per item $1.00
 
Student Account (per month)
$4.00
For our clients age 18-26 who are also enrolled in post secondary education. Includes the following products and services at no additional charge to the single monthly fee:
30 free "Self-Serve" transactions, $0.50 per transaction thereafter. "Self-Serve" transactions are listed as:
The Exchange Network ABM withdrawals
POS/Interac Direct Payment
CWBdirect/ITTB Bill Payments
Per Item:
> Cheques $0.80
> In-branch withdrawals $0.80
> In-branch deposit $0.80
> In-branch bill payments $1.50
> Non-Exchange Network ABM withdrawals1 $1.25
> Cash withdrawals outside Canada1 $1.50
No annual fee Student MasterCard®, on approval from MBNA
Overdraft protection and personal line of credit available, on approval
Free CWBdirect and In-Touch Telephone Banking access
Paperless record keeping (statement available upon request for a fee of $1.00 per month).
If minimum monthly balance of $2,000 is maintained, the monthly fee will be waived.
 
Youth Account
No monthly fee. For clients age 0-18.
Includes the following products and services at no extra charge:
15 free "Self-Serve" transactions, $0.50 per transaction thereafter. "Self-Serve" transactions are listed as:
The Exchange Network ABM withdrawals
POS/Interac Direct Payment
CWBdirect/ITTB Bill Payments
Free "Full-Serve" transactions. "Full-Serve" transactions are defined as:
Cheques (Please note: Youth account clients will be charged to order cheques)
In-branch deposits
In-branch withdrawals
In-branch bill payments
Transfers between clients' accounts in branch or online
Free CWBdirect and In-Touch Telephone Banking access
Paperless record keeping (statement available upon request for a fee of $1.00 per month).
If minimum monthly balance of $2,000 in maintained, any additional per transactions fees will be waived.
 

Savings Accounts

Peak Performance® Account
Minimum monthly balance less than $10,000
After 2 free debit items per month per debit item $1.25
Minimum monthly balance over $10,000 Free
 
Summit Savings Account™
Cheques and bill payments, per item $5.00
 
Basic Account
Free
 
Note: All related bank charges on U.S. accounts such as chargebacks will be collected in U.S. Funds
 
1     ABM owner may levy a transaction maintenance fee. This fee is the responsibility of the card holder.
 
 
Note: Highlighted items indicate a change effective July 1, 2007.