CWB Canadian Western Bank

Partner with a Mortgage Coach Today

Receive the expertise you need to make the most informed mortgage decision with the least amount of stress.

Use the Mortgage Calculator

Position yourself for success


Set yourself up for success by asking yourself the following questions:

  1. How much can I afford?

  2. What are my costs outside the loan?

  3. What am I looking for in a community?

  4. Will this house match up with my long term gameplan?
Use the Mortgage Calculator

Establish the right game plan with the Mortgage Calculator

Your Mortgage Coach Calculator is the first step to establishing the proper game plan for your financial future. The information provided—based on the data you enter—acts as a general guide for your home buying process. This information will help your coach establish a starting position that best sets you up for a winning outcome, using our 5 year special rate fixed term. See your local branch for eligibility and further details.

3.74%**APR

5 year special rate fixed term

**Promotional Rate. Terms and Conditions Apply

$
The amortization period must be greater than the term of the mortgage.

* Mandatory fields

$XXXX

Mortgage payment amount

  • Total Interest
    $XXXX
  • Balance owing at term
    $XXX

The CWB Mortgage Coach credo


Our CWB Mortgage Coaches vow to:

  1. Be prepared by planning their sessions systematically and in advance
  2. Be welcoming by creating a positive and enjoyable atmosphere.
  3. Be respectful by giving every player equal opportunities.
  4. Be demanding and command the highest level of work in every session.
  5. Be current by keeping educated on the latest coaching methodologies
    and strategies.
  6. Keep it fun by removing any stress or anxiety, optimizing for the best
    possible outcome.
Connect with a Coach today

"Thank you for speaking to us in our terms.
Not bank people terms."

    - Jesse F, CWB Mortgage Client


"You were there for us when we needed help quickly.
Thank you Mortgage Coach!"

    - Jonathon D, CWB Mortgage Client

**Interest rate compounded semi-annually, not in advance. Interest rate may be changed, extended or withdrawn at any time without notice. Promotional rates are discounted rates and are not the posted rates of CWB. Residential mortgages offered by CWB are subject to its standard lending qualification criteria. Assuming no additional fees are charged, the Annual Percentage Rate is the same as the Interest Rate. The Annual Percentage Rate (APR) is calculated semi-annually, not in advance and is based on a 25 year amortization. Applies to residential real estate only, subject to meeting CWB credit granting criteria.

Interest rate compounded monthly, not in advance. Interest rates are linked to CWB Prime.

This special rate is only available for CWB clients who meet the following criteria: 1. The borrower must have CWB's Ultimate Banking Package and $100,000 in investible assets on deposit with the CWB Financial Group; 2. The borrower must have CWB's Ultimate Banking Package and $1 million in combined business loans and deposits with CWB

All borrowers must have a minimum credit score of 600; Gross Debt Service Ratio must be less than 39% and Total Debt Service Ratio cannot be higher than 44% based on the higher of the Bank of Canada qualifying rate or the customers' contract interest rate plus 200 bps; New CWB owner-occupied mortgages only for residential properties with one to four unit; Rental properties are not eligible and refinances are not eligible; Income confirmation criteria applies. See branch for further details.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide financial or investment advice and should not be relied upon in that regard. We encourage you to seek personalized advice from qualified professionals regarding all personal financial issues.  The information is intended for illustrative and general information purposes only, and does not mean that you have been approved for a mortgage loan. Actual mortgage amounts, rates, and payment amounts may differ and will be determined at the time of signing the Mortgage Loan Agreement.

Any calculations are based on the accuracy and completeness of the data you have entered. Calculations assume a constant interest rate and payments throughout amortization period. The interest rate shown is calculated [semi-annually not in advance]. These rates are only available to qualified borrowers for already built, owner-occupied residential properties [with amortization periods of 25 years or less]. Lump-sum payments may be subject to a prepayment charge.  All residential mortgages and lending products are subject to Canadian Western Bank’s standard lending criteria for residential mortgages and to credit approval.