Rates

GIC & Term Deposit

Effective Date: Thursday, March 04, 2010
Fixed Rate Long Term Canadian GIC
Term (Months)Annual Interest
(Min $1000)
121.000%
241.700%
362.340%
482.740%
603.190%
Term (Months)Monthly Interest1
(Min $1000)
120.750%
241.450%
362.090%
482.490%
602.940%
Term (Months)Gold Leaf Plus®
Monthly Interest2

(Min. $1000)
121.000%
241.700%
362.340%
482.740%
603.190%
Term (Months)Compound Annual Interest
(Min. $1000)
12N/A
241.700%
362.340%
482.740%
603.190%
High Rise® GIC - 3 Year Term3
1st Year0.500%
2nd Year1.450%
3rd Year3.750%
If held to maturity, the average yield will be 1.900% (based on annual interest)
High Rise® GIC - 5 Year Term3
1st Year0.500%
2nd Year1.500%
3rd Year2.100%
4th Year2.600%
5th Year6.200%
If held to maturity, the average yield will be 2.580% (based on annual interest)
Fixed Rate Short Term GIC
Term (Days)Canadian Dollar4
(Min. $5000)
300.200%
600.200%
900.200%
1200.200%
1800.250%
Term (Days)U.S. Dollar4
(Min. $5000)
300.350%
600.600%
900.900%
(May not exceed 90 days)
Floating Rate Redeemable Term Deposit
Canadian5
(Min. $1000)
30 Days to 3 Years0.150%
$U.S.4
(Personal Only)(Min. $1000)
30 Days to 1 Year0.100%
 
* All rates are subject to change without notice.
1 Monthly interest is to be deposited to a CWB® Account or electronically transferred to an account at another financial institution.
2A 0.25% rate reduction applies if monthly interest is not deposited into a CWB® Account.
3 Holder has the option to receive the interest annually or to have the interest compounded annually and paid at maturity.
4 Interest is paid at maturity.
5 For deposits maturing prior to 1 year, interest is paid at maturity. For deposits maturing in 1 year or longer, interest is compounded annually.

Arrows indicate a change from previous rate bulletin