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Mortgage

• These posted rates pertain to Branch clients only.
• All rates are subject to change without notice.

Effective Date: Thursday, May 08, 2008

Residential Mortgage

Residential Rates1 6 Month Open 8.650% 6 Month Convertible 6.850% 1 Year Open 9.100% 1 Year Closed 6.950% 2 Year Closed 7.000% 3 Year Closed 7.000% 4 Year Closed 6.850% 5 Year Closed 6.990% 5 Year Variable Rate2 4.250% 1 Unless otherwise indicated, interest rate compounded half-yearly, not in advance. 2 Interest rate compounded monthly, not in advance.

* All rates are subject to change without notice.

Arrows indicate a change from previous rate bulletin