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Rates

• RRSP & RRIF
• GIC & Term Deposit
• Mortgage
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RRSP & RRIF

• These posted rates pertain to Branch clients only.
• All rates are subject to change without notice.

Effective Date: Thursday, May 08, 2008

Fixed Rate WestEarner RRIF

Term (Months) Fully Redeemable2 12 2.550% 24 2.800% 36 3.050% 48 3.250% 60 3.500% Term (Months) Premium GIC2 12 3.400% 24 4.000% 36 4.100% 48 4.300% 60 4.450% Term (Years) Convertible RRIF3 1 2.750%

Fixed Rate WestEarner RRSP

Term (Days) Fixed Short Term GIC1 30 to 364 0.100% Term (Months) Premium GIC2 12 3.400% 24 4.000% 36 4.100% 48 4.300% 60 4.450% Term (Years) Convertible RRSP1 1 2.750% High Rise® RRSP - 3 Year Term2 High Rise RRSP/GICs Convertible/Redeemable on anniversary dates only. 1st Year 2.000% 2nd Year 3.100% 3rd Year 4.350% If held to maturity, the average yield will be 3.20% (based on annual interest) High Rise® RRSP - 5 Year Term2 High Rise RRSP/GICs Convertible/Redeemable on anniversary dates only. 1st Year 1.600% 2nd Year 2.500% 3rd Year 3.000% 4th Year 3.600% 5th Year 5.550% If held to maturity, the average yield will be 3.50% (based on annual interest)

WestEarner Account

RRSP4 (Min $50) $50.00 - $2500.00 0.750% $2500.01 & Over 0.980% RRIF4 $50.00 - $2500.00 0.750% $2500.01 & Over 0.980%

* All rates are subject to change without notice.

1 Interest paid at maturity 2 Interest is compounded annually 3 Interest paid at maturity or upon conversion 4 Interest is calculated on the daily closing balance and paid on Dec 31 annually. Arrows indicate a change from previous rate bulletin