Extra cash on hand? Growing your funds until you need them can be an important strategy in boosting your cash flow.

It can be hard to find – let alone keep – good people. A group savings program shows you’re not just committed to seeing your business thrive, you’re also dedicated to growing your employees’ financial wealth and knowledge.

Is it time to separate your business and personal finances? Here's how to know – and how to choose the right products with the right banking partner when you're ready to take the next step. 

From how to prepare for a meeting about a business loan, to what to expect in terms of collateral, timing, and amounts, to why you should care about covenants.