Now it's time to reap the rewards

Easily manage your business' finances and monitor your account from anywhere, anytime.

Issue digital cards in real time

• Give employees access to company funds by issuing digital cards in an instant. Easily remove employee access when a company card is no longer required.

Assign account access based on job roles

• Grant view-only access to an accountant or bookkeeper who needs access to transaction history and account statements.
• Assign full administrative access to employees managing payments, rewards redemptions and employee access to the account.
• With cardholder status, your employees can view their own transactions online and set preferences for their card, without access to the full business account.

Manage cards and account security

• Maximize the security of your account by quickly locking and unlocking employee cards when needed and reissuing lost or stolen cards in an instant.

Receive instant alerts

• Set up notifications to receive alerts for employee purchases, received payments and when you’re approaching your credit limit.

Manage cash flow with Installment Pay

• Enroll in Installment Pay to divide larger purchases into smaller monthly payments.

Streamline payments

• Have peace of mind that you’ll never miss your monthly payment with AutoPay – no forms needed.

Monitor company spend

• Keep a pulse on your company's spending with our dynamic reporting tools, providing real-time insights into your business expenses.

Set spend limits

• Stay in control of your budget by setting spend limits for your cardholders, preventing unexpected expenses.

• Earn 1.5% back in points on every purchase
• Earn up to 30% back in points when you use your card to shop at select brand-name retail partners.
• Earn bonus points on online purchases accessed through CWB’s eShop on the business credit card portal
• No limit on the number of points you can accumulate
• Redeem points on any purchase or as cashback towards your balance

• Echelon Rewards+ Business Mastercard benefit guide

Your guide to the benefits and features of your new business credit card. 

• Cardholder Agreement

Understand how your business credit card works and your responsibilities.

• Disclosure Statement

Information about the terms and conditions of CWB’s business credit card program, including applicable fees and charges.

• Rewards Terms & Conditions

Information about how the rewards program works, including criteria to earn and redeem rewards points.

• Insurance Certificate

Learn about the details of your embedded insurance, including the terms and conditions.

• Waiver of Liability Program (Applies to the Business Owner only)

Learn about the Business Credit Card Liability Waiver Program.

* All insurance coverage(s) included with Brim credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada, 700 Avenue University, 1500A , Toronto, Ontario M5G 0A1, pursuant to a Master Policy issued to Brim Financial Inc. You may contact the insurer at 1 833 429-2746 in Canada and the U.S. or collect from elsewhere at 416 920-0938 or visit www.rsagroup.ca. Different cards will have different coverage(s). To learn about which coverage(s) are included with a specific card and important information regarding coverage eligibility requirements, benefits, limitations and exclusions, go to brimfinancial.com/legal/ or review the Certificates of Insurance in your card package. Some insurance coverages may require that purchases, vehicle rentals, common carrier fares, accommodations and other trip costs be charged to the card to activate coverage. Other conditions may also apply, so please read the Certificates of Insurance carefully. The information provided in this section is intended as general information only. Please refer to your Certificates of Insurance for the specific terms of your coverage, including the benefits, eligibility conditions, limitations and exclusions. 

¹ Certain terms, conditions and exclusions apply. Contact your CWB relationship manager or local banking centre for complete terms and conditions. 

²A maximum of 15 additional cards can be added to a CWB Business Credit Card Account. For unlimited additional cards, enroll in the CWB Business Pro Package for $5 per month. An annual fee of $50 applies to all additional cards.

³ Installment Pay has minimum purchase amount and a processing fee applies for the duration of the term. Ask your relationship manager for details.

⁴ Download the Mastercard Travel Pass app and enter your Mastercard details to set up your membership. Upon registration in the app, you will receive a digital membership which can be used to access program benefits. Mastercard Travel Pass allows you access to lounges and a fee of $32USD applies, per person, per visit.

⁵Provides repair or replacement coverage of up to $1,500 (CAD) per insured person, per occurrence for mobile devices purchased by, or for, a business in the event of loss, theft, or accidental damage for up to 2 years following purchase. Coverage is available when the full cost of the cell phone, smartphone, or tablet (or, if the cost is financed through a Canadian wireless service provider) is charged to your CWB Echelon Rewards+ Business Mastercard. Refer to your Certificate of Insurance for details.

⁶Charge your scheduled flight to your CWB Echelon Rewards+ Business Mastercard and receive coverage up to $500 (CAD) per insured person [maximum of $1,000 (CAD) for all insured persons combined] for reasonable living expenses, such as meals and accommodations, up to $100 (CAD) for ground transportation and up to $100 (CAD) for entertainment expenses when your outbound flight is delayed for more than 4 hours. Your insurance also includes up to $500 (CAD) per insured person [maximum of $1,000 (CAD) for all insured persons combined] for emergency purchases of necessary clothing and toiletries when your baggage is delayed by an airline for more than 6 hours. Purchases may be made during a baggage delay period but must be made within 4 days of occurrence. Plus, your insurance includes up to $1,000 (CAD) per insured person [maximum of $2,000 (CAD) for all insured persons combined] for loss, theft or damage of your checked baggage. Refer to your Certificate of Insurance for details.

⁷ Simply charge the full cost of your car rental to your CWB Echelon Rewards+ Business Mastercard and decline the rental agency’s Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW). You can be protected by Car Rental Collision/Loss Damage Insurance up to the actual cash value of the rental vehicle, provided the value of the rental vehicle in its model year does not exceed the Manufacturer’s Suggested Retail Price (MSRP) of $85,000 (CAD) and all other conditions of coverage are met. Refer to your Certificate of Insurance for details.

⁸ Whenever you travel by plane, ferry, train, or bus and charge your fare to your CWB Echelon Rewards+ Business Mastercard, you can be protected with up to $500,000 (CAD) Common Carrier Accident Insurance. Refer to your Certificate of Insurance for details.

CWB Business Mastercards are issued by Brim Financial Inc. 

Brim is a trademark of Brim Financial Inc. 

Boingo® is a registered trademark of Boingo Wireless, Inc.

All trademarks are the property of their respective owners.