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CWB Visa* Infinite Business card

Pristine solutions you can trust

Exclusive travel benefits for your business

Business travel is taking on a new shape. Take your business farther with impressive travel, merchandise and concierge rewards from this premium card. Enjoy increased confidence with a credit card that supports your travel needs' flexibility without getting in the way of planned or unplanned activities that directly affect your business.

Rates and credit card fees 

Annual interest rates - purchases 19.99% fixed 
Annual interest rates - cash advances 21.00% fixed 
 Rewards ratio  2 point for every eligible $1 spent7
Fees
Annual fee
$99.00
Additional card fee
$50.00

 

Benefits at a glance

Visa Infinite highlights Visa SavingsEdge®  Additional benefits

Visa Infinite highlights

What's comes with the Infinite card?
  1. Chip and PIN technology for enhanced security
  2. Contactless payments with mobile wallets, including Apple Pay®, Google Pay® and Samsung Pay®. To learn more, visit Mobile Wallet FAQ. 
  3. Zero Liability5 offers you protection against unauthorized use of your business card
  4. Emergency card replacement and cash disbursement around the globe
  5. MyCardInfo Online Card Management Tool:
    • Access your credit card information including balances and recent transactions online 24/7
    • Access digital account statements for free
    • Make payments online
    • Manage and track spend with SmartControls payments functionality
  6. Purchase protection for 90 days (up to a maximum of $50,000 per account per year) and extended warranty (double the manufacturer’s warranty for a maximum of one additional year)6
  7. Additional insurances, including:
    • Auto rental collision/loss insurance4
    • Trip cancellation insurance2
    • Lost or delayed baggage covrerage2
    • Common carrier accident insurance1
    • 24/7 travel assistance3
  8. Waiver of Liability Program: the CWB Visa Business Waiver of Liability Program allows a CWB Visa Infinite Business account holder to request  a waiver of its liability made by an Authorized Cardholder for up to $100,000. Click here for the full Terms and Conditions. 

Visa SavingsEdge® 

What is Visa SavingsEdge®?

CWB Visa Business Cards can save time and money automatically with Visa SavingsEdge®**. Just use your CWB Visa Business Card at a wide range of participating merchants to pay for purchases like:

  • Retail
  • Business solutions
  • Travel
  • Electronics
  • Business gifts

 To start saving with Visa SavingsEdge®:

  1. Sign up for free at visasavingsedge.ca
  2. Use your CWB Business Visa at a participating merchant
  3. A credit will be automatically applied to your account, reflecting the discount the merchant offers to Visa SavingsEdge® participants

Additional benefits

What premium benefits come with this card? 

Visa Infinite Dining Series8
The Visa Infinite Dining Series provides exciting options to enjoy some of the most exclusive culinary experiences from the finest restaurants across Canada. Each event delivers multi-course meals, wine/cocktail pairings, and an interactive experience with the chef, sommelier and/or a mixologist.

Visa Infinite Wine Country Program8

As a Visa Infinite Business Cardholder, you can receive fascinating wine-tasting perks at more than 40 participating British Columbia and Ontario wineries.

Visa Infinite Concierge9
Let your Visa Infinite Concierge handle life's details for you. Just call anytime, 7 days a week, 24 hours a day. Your Visa Infinite Concierge service can help plan activities, make restaurant reservations and select the perfect gift.

Visa Infinite Luxury Hotel Collection10
As a Visa Infinite Business Cardholder, you can enjoy exclusive access to the Visa Infinite Luxury Hotel Collection. Enjoy exclusive benefits with every stay, including a best available rate guarantee, an automatic room upgrade (upon arrival, when available), complimentary in-room Wi-Fi (when available), complimentary daily breakfast for two, late checkout (when available), a $25 food or beverage credit and VIP guest status. To take advantage of your exclusive benefits, book your next stay through the Visa Infinite Luxury Hotel Collection by either calling the Visa Infinite Concierge or visiting visainfinite.ca

Visa Spend Clarity for Business
Visa Spend Clarity for Business offers you the automation and tools you need to keep spend on track, allowing you to focus on growing your business. Get a clear view and full control of employee expenses on the go, with near real-time alerts and notifications of spending. You can track spending, categorize expenses, and add receipts from the mobile app, also allowing you to set up and manage each employee with specific, personalized spending controls and transaction limits. 

  • Get going quickly with easy-to-integrate, intuitive tools that work with existing systems and don't require external support. 
  • Save time and money with innovative digital tools like reports and dashboards, digital receipt capture and custom expense categories. 
  • Control spend, whenever and wherever it happens, with customizable limits and near real-time notifications for every purchase. 

 

 

Additional benefits

What premium benefits come with this card? 

Visa Infinite Dining Series8
The Visa Infinite Dining Series provides exciting options to enjoy some of the most exclusive culinary experiences from the finest restaurants across Canada. Each event delivers multi-course meals, wine/cocktail pairings, and an interactive experience with the chef, sommelier and/or a mixologist.

Visa Infinite Wine Country Program8

As a Visa Infinite Business Cardholder, you can receive fascinating wine-tasting perks at more than 40 participating British Columbia and Ontario wineries.

Visa Infinite Concierge9
Let your Visa Infinite Concierge handle life's details for you. Just call anytime, 7 days a week, 24 hours a day. Your Visa Infinite Concierge service can help plan activities, make restaurant reservations and select the perfect gift.

Visa Infinite Luxury Hotel Collection10
As a Visa Infinite Business Cardholder, you can enjoy exclusive access to the Visa Infinite Luxury Hotel Collection. Enjoy exclusive benefits with every stay, including a best available rate guarantee, an automatic room upgrade (upon arrival, when available), complimentary in-room Wi-Fi (when available), complimentary daily breakfast for two, late checkout (when available), a $25 food or beverage credit and VIP guest status. To take advantage of your exclusive benefits, book your next stay through the Visa Infinite Luxury Hotel Collection by either calling the Visa Infinite Concierge or visiting visainfinite.ca

Visa Spend Clarity for Business
Visa Spend Clarity for Business offers you the automation and tools you need to keep spend on track, allowing you to focus on growing your business. Get a clear view and full control of employee expenses on the go, with near real-time alerts and notifications of spending. You can track spending, categorize expenses, and add receipts from the mobile app, also allowing you to set up and manage each employee with specific, personalized spending controls and transaction limits. 

  • Get going quickly with easy-to-integrate, intuitive tools that work with existing systems and don't require external support. 
  • Save time and money with innovative digital tools like reports and dashboards, digital receipt capture and custom expense categories. 
  • Control spend, whenever and wherever it happens, with customizable limits and near real-time notifications for every purchase. 

 

 

The Canadian Western Bank Visa Card is issued by Collabria Financial Services Inc., pursuant to a license from Visa.

*Visa is a trademark of Visa Int. and is used under license.

**Visa SavingsEdge is an automated discount program offered by Visa Canada Corporation (Visa) to eligible businesses and their authorized cardholders that hold an eligible Visa Business card and whose enrollment in the program is accepted by Visa. Under the program, cardholders can receive discounts from participating merchants each time the cardholder uses an enrolled Visa Business card to make Qualifying Purchases of goods or services pursuant to an active discount offered by the merchant and that transaction is processed or submitted through the Visa payment system (a "Qualifying Purchase"). Visa may modify, restrict, limit or change the program in any way and at any time. Visa reserves the right at any time to cancel the program. Visa also reserves the right to suspend or cancel any cardholder's participation in the program. Enrolled cardholders will only receive discounts for Qualifying Purchases that are in full compliance with the terms of the applicable discount offer. Discount offers may be subject to additional terms and conditions. Discount offers may be removed from the program at any time and are subject to availability. Discount offers are also subject to any applicable law or regulation that may restrict or prohibit certain sales. Discounts will not appear on a cardholder's receipt at the point of sale. Discounts are provided in the form of credits posted to the cardholder's applicable Visa Business card account and will appear on a future statement. Please visit www.visasavingsedge.ca for complete details on the program, including the program terms and conditions.

Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. For details of the coverage, refer to the insurance contract or insurance certificate available online at collabriacreditcards.ca. Some conditions and restrictions apply. Insurance coverage is subject to change.

224/7 Travel Assistance is provided by Desjardins Financial Security Life Assurance Company. Eligibility is conditional on the card account being active and in good standing. Coverage is subject to change. For details of the coverage, refer to the insurance contract available online at collabriacreditcards.ca.

3To take advantage of this coverage you must decline the collision/loss damage insurance offered by the rental company. This protection does not extend to third-party liability (property damage, injury or death resulting from an accident) or the loss of personal effects. Complete terms and conditions, including exclusions and limitations, are set out in the Certificate of Insurance.

4To take advantage of this coverage you must decline the collision/loss damage insurance offered by the rental company. This protection does not extend to third-party liability (property damage, injury or death resulting from an accident) or the loss of personal effects. Complete terms and conditions, including exclusions and limitations, are set out in the Certificate of Insurance.

5Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if:  you have used reasonable care in protecting your card from loss or theft; and  you have reported to Cardholder Service at 1.855.341.4643 (Canada and U.S.) or 1.647.252.9564 (International Collect) when you knew that your credit card was lost or stolen.  If you believe there has been unauthorized use on your account and you meet the conditions above, you are protected by Zero Liability. If you do not meet the conditions above, please reference your Cardholder Agreement for additional information regarding liability.)

6Insurance coverage underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries and affiliates carry on business in Canada under the name of Assurant Solutions®. Assurant Solutions® is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance provided with your card. Insurance coverage is subject to change. Keep the Certificate of Insurance in a safe place with your other valuable documents, and take it with you when you travel.

7For complete details of the CWB Rewards Program for the CWB Visa Infinite Business* Card, please refer to the CWB Rewards Program Terms & Conditions received with your card. For the most current list of Rewards available, Point values and to redeem Points for rewards visit collabriacreditcards.ca/myselectrewards.

8Visa Infinite - General Terms & Conditions: You must be an eligible Visa Infinite Business Cardholder with a valid Visa Infinite Business Card to take advantage of the Visa Infinite benefits and services. Discounts and benefits are non-transferable and discounts cannot be combined with any other offer or discount. Visa reserves the right to modify or cancel offers at any time and without notice. Neither Visa nor the Issuer is responsible for any claims or damages arising from use of any benefits or services provided by a third party. All offers, benefits and services are subject to complete terms and conditions, including third party suppliers' terms and conditions (available at visainfinite.ca/infinite/en/terms.html). The  Visa Infinite privacy policy (available at visa.ca/en_CA/legal/globalprivacy-notice.html) applies to all benefits and services that require enrollment through, or are otherwise provided by, the Visa Infinite Concierge or the Visa Infinite website. The collection, use and disclosure of cardholders' personal information by third party suppliers of services and benefits to Visa Infinite Business Cardholders are subject to such third parties' own privacy policies.

9The goods and services cardholders request or otherwise choose to obtain through the Visa Infinite Concierge Service are provided by various third-party service providers unrelated to Visa or CWB. Neither Visa nor CWB endorse, review, or qualify these services providers. Visa and CWB makes no representations or warranties (either express or implied) about, and assumes no responsibility or liability for these service providers or the goods and services that may be obtained through the Visa Infinite Concierge. Neither Visa nor CWB is responsible for any claims or damages arising from use of any benefits or services provided by a third party. Visa and CWB cannot guarantee the successful fulfillment of cardholders' services, however cardholders are responsible for the cost of any goods or services (including any related fees or costs) authorized by the cardholder and purchased by the Visa Infinite Concierge on the cardholder's behalf. All costs will be charged directly to your CWB Visa Infinite Business Card.

10Offers are subject to availability and other restrictions may apply. For full program terms and conditions please visit visaluxuryhotelcollection.com.