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Invest in a new CWB GIC to harvest savings tomorrow.

Earn 4.150% on a 13-month CWB GIC*
Start saving now

Why GICs?

Investing with GICs is a smart way to save. You get the security of knowing exactly what your money will earn at a predictable rate, as well as the peace of mind that comes from knowing you can always get your original investment back. 

With rates generally being higher than guaranteed savings accounts, GICs can offer a higher rate of return than many other savings options. If you're looking for security and stability for your hard-earned savings, GICs are a great place to start.

CWB GIC rates


Monthly payment option;
Annual interest1

Monthly payment option;
Gold Leaf PLUS® Annual interest2
US Dollar
Annual interest
US Dollar
Monthly payment option;
Annual interest1

1-year 3.780%  3.530%  3.780%   2.200%
13-month 4.150%* - - - -
2-year 4.080%  3.830%  4.080%
2.500% 2.250% 
3-year 4.150% 3.900%  4.150%  2.750% 2.500% 
4-year 4.150%  3.900% 4.150%  2.850%
5-year 4.280% 4.030%
4.280%  3.000%  2.750%

Effective date: 22-September-2022
Minimum $1,000 CAD deposit. Posted rates available at Canadian Western Bank banking centres only. All rates are calculated on a per annum basis, applicable for deposits up to $5,000,000 CAD subject to change without notice, and interest is paid out at maturity. For deposits greater than $5,000,000, please contact your local banking centre. CWB takes reasonable steps to provide up-to-date, accurate and reliable information but is not responsible for any errors or omissions contained herein. To learn more about GICs covered by CDIC visit: Canada Deposit Insurance Corporation | Canadian Western Bank. To learn more about this offer, fill out the form below to talk to a Relationship Manager.*Limited time offer for 13-month personal CAD GICs available until November 10, 2022. Minimum $1,000 deposit; eligible deposit types include non-registered, RRSP, TFSA, and RRIF. 
1Monthly interest is available only if interest is deposited to a CWB account or electronically transferred to an account at another financial institution.
2The Gold Leaf Plus package is available to clients 57 and over, and waives the 0.25% rate reduction for monthly interest payments. The rate reduction applies if monthly interest is not deposited into a CWB account.

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