Have a question?

Logging in

Can I choose how I receive my secure access code?

Yes, you can choose your preferred way to login from the available methods. To set your default login method, go to Menu > Settings

Is a smartphone required for Multi-Factor Authentication?

No, you can choose to receive your 5-digit authentication code by voice call to any registered phone number. This includes traditional landlines.

Can I change the phone number I use for Multi-Factor Authentication. For example, if I lose my phone or change my number?

Yes, of course. Contact your local banking centre or call 1-866-843-3917 to change the phone number associated with your login for cwb.digital.

Will cwb.digital remember my credentials for subsequent logins?

For your security, your password must be entered for each login session. You can choose to enable the ‘Remember Me’ feature to remember your username for future logins.

Can I change my username?

No, all users must log into their account using their debit card number / Personal Access Number (PAN) as their username.

How do I change the password for my account?

To change your password, go to Settings>Profile Settings> Change password. You can also view our interactive demo, 'Change your password', to follow step-by-step instructions.

Does my password ever expire?

No, passwords to cwb.digital do not expire. You can choose to change your password at any time.

My account is locked from entering an incorrect password. How do I unlock it?

You can unlock it yourself. Follow along the steps in this demo to learn how. If you require further assistance, contact 1-866-843-3917.

As an authorized signer, when I input a transaction, is it automatically approved?

No, you must input the transaction and then approve it as well.

Mobile banking: Using CWB's mobile app

Is there a mobile app for cwb.digital?

Yes! Mobile banking is better than ever with the cwb.digital app. Download the app from the App Store or Google Play.

Here's what the new app icon looks like:

CWB app icon

Why do I need to register my device?

Registration identifies the mobile device you’re using to log in with as a safe device and adds it to your profile. If a login is attempted from another device, you’ll be alerted. Note: A registered device assumes the person logging in is the same person who registered it.

Is registration required on my tablet?

No, registration is not required for using a tablet.

Can I use the Face ID^® and Touch ID^® to sign-in to the cwb.digital app ?

Yes, if your device supports biometric authentication, you can use Face ID^® or Touch ID^® to login instead of your password.

Can I change to a different login method on my mobile device?

Yes, you can choose your preferred way to log in from the available methods. To set your default login method, go to Menu > Settings.

Accounts

Can I change the list of accounts that I want to view on my dashboard?

Yes, you can set your dashboard view to see all your CWB accounts or just specific accounts. Go to Settings>Account Settings to make the change. Watch our interactive 'Manage your account settings' demo to view step-by-step instructions.

What transactions are listed in the dashboard as 'Upcoming Transactions'?

Upcoming Transactions are scheduled payments and transfers that are coming up in the next seven days on your account(s).

How do I get additional details on my account?

Click on the account on the dashboard to view the account summary, interest details, and account information.

What are the different account balances I see on my account?

You can view account balances for the following types of accounts:

Chequing Account

Available balance - total deposit on your account together with unused line of credit, excluding uncleared cheques and holds.

Current balance – this is the working total of all deposits that have been made into your account including uncleared cheques and line of credit.

Savings Account

Available balance - total deposit on your account excluding uncleared cheques and holds.

Current balance – this is the working total of all deposits that have been made into your account including uncleared cheques and line of credit.

Line of Credit (LOC)

Available balance – this is the amount you can draw on from the line of credit.

Current balance – the is the amount you’ve used from the line of credit.

Mortgage

Original mortgage amount – the original amount of your mortgage.

Current balance – the amount outstanding from the original mortgage, excluding interest and late payment fees.

Term Loan

Original loan – the original amount of your loan.

Current balance – the amount outstanding from the original loan, excluding interest and late payment fees.

Lease

Original loan – the original amount of the lease.

Current balance – the amount outstanding on the lease.

Term Deposit

Original deposit – the original amount invested.

Principal investment – the original deposit or rolled over original deposit and interest (assuming the deposit has been rolled over at least once).

Can I open a new bank account on cwb.digital?

Unfortunately applying online for s new personal products through cwb.digital is not available at this time. Please contact your Relationship Manager for assistance.

Can I view my CWT and Valiant Trust products in cwb.digital?

No, this is not a functionality that is available on cwb.digital.

Can I access my business Visa Card account in cwb.digital?

No, the business Visa credit card is not available on cwb.digital. Continue to manage your credit card using the MyCardInfo online account management tool.

Where can I find the renewal date for my investment accounts?

The renewal date is not immediately seen as part of the account listing on the dashboard. Once you click on an investment account, the maturity date and other related information will display.

How far back can I obtain statements through cwb.digital?

You can get up to seven years of statements through digital banking. For statements beyond this period, contact your local banking centre.

Why can't I view my account statement when I'm signed in through a browser on a mobile device?

The pop-up blocker on your device is stalling the display. Change the browser setting to allow pop-ups or turn off the pop-up blocker.
cwb.digital is optimized for Google Chrome , Microsoft Edge, and Safari.

Chrome
Block or allow pop-ups in Chrome - Android - Google Chrome Help

Block or allow pop-ups in Chrome - Computer - Google Chrome Help

Edge
Block pop-ups in Microsoft Edge - Microsoft Support

Safari
Allow or block pop-ups in Safari on Mac - Apple Support (CA)Block pop-up ads and windows in Safari - Apple Support (CA)

Can I upload my business banking data into third-party software (e.g. accounting software)?

Yes, follow this process:

Check compatibility: Ensure the third-party software supports bank statement uploads.
Review instructions: Review the third-party software’s guidelines for uploading bank statements. Some may require specific file formats or manual adjustments.
• cwb.digital provides CSV, Excel, PDF, QFX and QBO file formats
• CWBdirect provides CSV, PDF, QIF, QBO and OFX file formats
Download statements: Access your statements from cwb.digital or CWBdirect and download them in the proper file format.
Adjust and upload: Make any required adjustments to the downloaded file, such as removing extra rows or columns, then save and upload to the third-party software.

If you encounter issues uploading files, please contact your third-party software’s support team.

Note: Some third-party software may have an automatic connection to retrieve this data. Be careful, as establishing this connection may require you to share your login information, which violates our terms and conditions. You are responsible for all losses if your account is hacked or compromised as a result of sharing your login information, whether you shared it intentionally or unknowingly. Before proceeding, we recommend you contact the third party software’s support team to verify that you will not be sharing your login information.

CWB currently has established secure connections with Plooto and Sage accounting software. In the connection options, choose the one that says “Powered by Flinks” to ensure you are using the CWB-owned connection.

Can I choose to give a delegate access to my personal accounts?

No, to protect your personal privacy and security, delegates are not permitted to access your personal account(s) on your behalf.

With my business accounts, can I choose what accounts my delegate(s) see

Yes, you can select the business accounts you want your delegates to see. Go to User Management > Account. For privacy and security reasons, your delegate(s)s will not be able to see your Personal accounts.

Can I select which accounts my delegates can see and make transactions on?

Yes, you can grant access and create permissions for specific business accounts for groups of delegates by creating a custom role. Single delegates can be managed individually. Watch our demo for step-by-step instructions about how to 'Create a custom role'.

Is my CWB Mastercard^® credit card available on cwb.digital?

Yes, if you have a personal CWB Rewards Mastercard® or CWB World Elite® Mastercard® issued by Brim Financial you can view your credit card account on cwb.digital. You will find it listed below your Chequing/Savings account.

Can I view information about my CWB mortgage on cwb.digital?

Yes, you can quickly and easily find details about your CWB mortgage, including your balance, interest charged, previous period and interest rate.

How do I obtain a void cheque?

Contact your banking centre to obtain a PDF of a void cheque. You can also find the same information contained on a void cheque by simply viewing your account details. This can be helpful for setting up pre-authorized payments.

Can I order cheques through cwb.digital?

No, this function is currently not available. Please contact your banking centre to place an order.

Can I open additional accounts through cwb.digital?

Yes! You can open additional accounts through cwb.digital or cwbank.com. Here’s how:

1. Log in to your account on cwb.digital or select the account on cwbank.com

2. Access Account Services

a. Click on the menu icon located at the top left

b. Choose Account Services

c. Select Open New Account

i. For users with combined personal and small business accounts, select Personal

3. Find the product that meets your needs. Available accounts are:

CHEQUING ACCOUNTS:
- Apex Account
- Gold Leaf PLUS (consider age restrictions)
- Standard Chequing
- Student Account (There are age restrictions on this account, you will be required to send supporting documentation of education enrollment.)
- US Dollar Chequing Account

SAVINGS ACCOUNTS:
- Summit Savings
- US Dollar Savings Account
a. Choose the account(s) that you’d like to open.

b. Once the account is selected, a drop-down will appear:
i. The account’s intended use (mandatory)

ii. If you would like to add a joint account holder. There are additional steps and information required if this is selected.
c. Once completed, click Next.

4. Complete the steps for Consent, review of Disclosures and Agreements, and Confirmation.

a. You’ll receive a confirmation email about the new account opening.

b. Click Go to digital banking to return to your account dashboard. Your new account(s) will appear on the Accounts landing page.

Transferring funds

Do I need to add a recipient in CWB as a recipient before I make a payment?

Yes, adding a recipient is a one-time action you need to do before transferring funds to them for the first time. Once you’ve added them, the next time you need to transfer money to them you can simply proceed to ‘Move Money’.

Can I set up a future dated fund transfer?

Yes, simply indicate the date you want the transfer to be sent while setting up the transfer. Future dated transfers can be seen within the Manage Transfers>Scheduled Transfers tab or Upcoming Transactions on the dashboard prior to the transfer dates.

Can I set up a recurring fund transfer?

Yes. When you set up a transfer, you will be asked to enter the number of recurrences, frequency, date of recurrence and/or end date.

Can I cancel a future dated transfer?

Yes, you have until the date preceding the transaction date to cancel it. Go to Manage Transfers>Scheduled tab to identify and cancel it.

Can I cancel a recurring transfer?

Yes, you have until the date preceding the transaction date to cancel it. Go to the Manager Transfers>Scheduled tab to identify and cancel it. The entire series of transfers will be deleted from the Scheduled tab.

Can I cancel / delete a single occurrence in a recurring transfer?

No, you can only cancel / delete the complete scheduled series of transfers.

Can I modify a scheduled transfer?

No, if you a need to make a change you’ll have to delete the scheduled transfer and set up a new one.

Can delegates create a new transfer recipient?

No, for security reasons, delegates can’t create a new transfer recipient or manage existing recipients. However, they can access the list of recipients created and managed by an authorized signer.

Can a delegate transfer money on my behalf?

Yes, a delegate with the appropriate permission settings can initiate a money transfer. Once initiated, an authorized signer is required to approve and complete the transaction.

What is the repeat function on the Manage Transfers>History tab used for?

This function pre-fills fields in the transfer form with the details of the previously completed transfer. The From Account, To Account, and Transfer Amount will be pre-filled. The Date field will default to the current date and the Frequency field will default to once.

Can I send a global money transfer through cwb.digital?

No, this feature is not currently available through digital banking. Please contact your local banking centre to discuss the available options to send money globally.

INTERAC e-Transfer®

Can I request an INTERAC e-Transfer^® from a third party?

Yes, if you have pre-authorization from the third party to initiate the request.

Can I set up a future INTERAC e-Transfer^® payment?

No, Interac e-Transfer^® can only be set up for same day payment.

Can I cancel an INTERAC e-Transfer^® payment?

Yes, if the payment has not been accepted and deposited by the recipient. A transfer sent to a recipient with auto-deposit enabled cannot be cancelled.

Am I able to change my INTERAC e-Transfer^® sender profile?

Yes, you can update your email, phone number and notification method on the sender profile.

Can I adjust the amount of the INTERAC e-Transfer^® limits?

No, there are pre-set limits on the amount you can send using Interac e-Transfers^®.

Can I create multiple sender profiles if I have my personal and business accounts linked on cwb.digital?

Yes, you have the option of creating sender profiles for both your personal and business accounts that are combined.

Can I perform an INTERAC e-Transfer^® from any of the accounts in a combined profile?

Yes. To do this you’ll need to create a sender profile for both your personal and business accounts for Interac e-Transfer^®.

Will INTERAC e-Transfer^® limits be changed or be able to be adjusted as part of cwb.digital?

No, the current limits for e-Transfers will not change.

I received an INTERAC e-Transfer^® for money but do not have an INTERAC ^®profile set up. What should I do to fulfill the request?

Accept the request and select Canadian Western Bank as your financial institution. You'll be prompted to sign in to cwb.digital. Sign in, create a sender profile, and then return to the original e-Transfer request to accept it.

Bill payments

Can I pay bills online?

Absolutely! Paying bills online is easy and secure. Here's how:

Set up the biller as a payee from the list of billers
Enter the amount and the payment date
Select the account you want to make the payment from.

It’s that simple!

You can also watch our interactive ‘Pay a bill’ demo to view the steps.

Do I have to add a biller as a payee before I can making payment?

Yes, adding a biller is a one-time action you need to do before paying a biller for the first time. Once you’ve added them, the next time you need to pay them you can simply proceed to ‘pay payee’. Watch our interactive ‘Manage payees’ demo to view the steps.

If I can't find my bill payee on the list of billers can I add my billers to the list?

No, please contact your banking centre for assistance.

Can I set up a future dated bill payment?

Yes, simply indicate the date you want the bill to be paid while setting up the bill payment. Watch our demo on how to to 'Make a scheduled payment' to view the steps.

Can I set up a recurring bill payment?

Yes. When you set up a bill payment, you will be asked to enter the number of recurrences, frequency, date of recurrence and / or the end date. Watch our demo on how to 'Make a recurring payment' to view the steps.

Can I change the dollar amount of my recurring payment?

To change the payment amount, first cancel the entire series of recurring payments. Then create a new series using the new payment amount. Single payments in a series cannot be changed or stopped.

Is there a maximum bill amount I can pay at a time?

Yes, the maximum single bill payment amounts are as follows:

CRA Business Tax = $2 million
Alberta Tax = $2 million
CRA Personal Tax = $1 million
Credit Card= $500,000
All other bill vendors = $1 million

How long do I have to cancel a same-day bill payment?

You have until 11:59pm MST to cancel a bill payment set up for same day processing.

Can I cancel a future-dated or recurring bill payment?

Yes, simply go to the list of scheduled payments to identify the bill and cancel it.

Can I set a default debit account for my bill payments?

Yes, go to Account Settings> Set Default Account.

Can I pay a bill from a different CWB account other than my default debit account?

Yes, simply change the debit account when making the bill payment.

Will I be able to view the previous transaction activity of a bill payee?

Yes, you can view the last six months of transaction activity for each bill payee.

Are bill payments made in real time?

No, bill payments, including payments made to your CWB Mastercard® credit card, can take up to 5 business days to process. Please take this into account when determining when to make your payments.

Can delegates create a bill payee?

No, for security reasons, delegates can’t create a new payee or manage existing payees. Delegates do have access to the payee list created and managed by an authorized signer.

Can delegates pay bills?

Yes, delegates with the appropriate permission can initiate a bill payment. The payment request is then sent for approval from an authorized signer.

Can I set up a recurring payment for my CWB Mastercard^® credit card?

Yes, if you want to pay the same amount to your credit card account on a routine basis, you can use a recurring payment. If you like to change the amount you pay every month, we recommend making a one-time payment each time. Choosing to pay the Minimum Payment or the full balance amount are not currently available as payment types.

Account services

Is there a minimum and maximum amount I can pay through cwb.digital towards taxes?

Yes single payment amounts are subject to the following limits:

CRA Tax

Minimum = $0
Maximum Business Tax = $2 million
Maximum Personal Tax = $1 million

Alberta Tax

Minimum = $0
Maximum = $2 million

Can I register for direct deposit with the Canada Revenue Agency (CRA)?

Yes. On the menu, go to Account Services > CRA Direct Deposit for Businesses. A valid business number and a payroll account (RP) are required to be eligible for this service. Watch our interactive demo to view the steps.

What do I require to set up CRA direct deposit for my business?

You’ll need a 15-digit CRA business number (BN) and an active business account with CWB.

If I had a saved CRA form, will it be moved to cwb.digital?

No, any saved CRA forms will be lost when moving to cwb.digital. Once moved, you can create and save your forms.

Can I pay my business taxes using cwb.digital?

Yes. On the menu, go to Payments > Pay Business Taxes. You can pick your forms for both the Canada Revenue Agency (CRA) or Alberta Provincial Taxes and use them to file and remit payment. For other provinces, you may be able to remit your provincial taxes by setting them up as a “bill payee” through the bill payments feature. Search the list of available provincial billers to see if yours is available.

To view the steps, watch this short demo.

Can I make a CRA payment over $2 million in a single transaction?

No, payments above $2 million must be split into two different transactions with amounts under $2 million each. When making two payments on the same day, the amounts must be different (i.e., first payment amount $501,000 and second amount $499,000).

Can I set up CRA direct deposit from my personal account through cwb.digital?

Yes, as a personal client, you can set up direct deposit to receive your CRA payments directly into your account. Here’s a helpful demo to watch on how to ‘Set up CRA direct deposit’.

What do I require to set up CRA direct deposit as an individual?

You’ll need a Social Insurance Number (SIN) and an active account with CWB.

Can I file and remit my personal taxes through cwb.digital?

As a personal client, you can file and pay GST/HST, Corporation tax, and Payroll and Source deductions. You can also view your payment / filing history. Watch our demo ‘Pay business taxes’ to learn more.

I make payments to the CRA. Will my CRA history transfer to cwb.digital?

CRA account historical information will not be available in cwb.digital after you move.

If needed for the future, print your CRA history and your Provincial Tax history in CWBdirect® Online Banking by navigating to ‘Pay Business Taxes’, selecting ‘View History’ and printing the desired time period for both tabs.

I make payments to the CRA. I understand that my history will not transfer over. How to I set up a new CRA account?

Follow this demo to set-up your new CRA direct deposit so you don’t miss a payment. If you would like to set-up CRA direct deposits for tax refunds, watch this demo. 

Remote cheque deposit

Can I set a default debit account for my cheque deposits?

Yes, you can. Go to Account Settings> Set Default Account

When desposting a cheque, can I deposit the cheque into another account, other than the default account previously selected?

Yes, you can do this by changing the credit account when going through the remote cheque deposit process.

When I deposit a cheque through my mobile app, will my balance update in real time?

No. Cheques deposited before 6pm MT (Monday to Friday excluding statutory holidays) will be credited the same day around 8pm MT. Deposits made after 6 pm MT or on weekends or statutory holidays will be credited to your account on the next business day. Holds may apply.

Do my delegate(s) have access to mobile cheque deposit?

Yes, if the delegate has been set up with this permission, they can use this feature.

How do I obtain a void cheque?

Contact your banking centre to obtain a PDF of a void cheque. You can also find the same information contained on a void cheque by simply viewing your account details. This can be helpful for setting up pre-authorized payments.

Am I able to request a cheque book from within cwb.digital?

No, this function is currently not available. Please contact your banking centre to place an order.

Messages

What types of alert notifications can I receive?

You can choose to be alerted when secure information is changed on your profile and when a transaction is carried out. Make sure you have enable alerts and set your preferences to receive alerts.

Can I choose how I receive alert notifications?

Yes, you can choose your preferred method. Available options are SMS/text, push notification, notification center and email.

If I have alerts, scheduled bill payments, or transfers currently set up, will these move to cwb.digital?

Yes, if you have any of these items currently set up in digital banking, they will automatically move over to the new cwb.digital (Note: for business customers, transactions need to be approved/cleared prior to migration).

Can I send secure messages?

cwb.digital allows you to send enhanced secure messages. The enhancements include attachments, images, and other files. Watch our demo 'View alerts and manage messages' to see how its done.

Approving and requesting transactions in the Approval Matrix

What is an Approval Matrix and what purpose does it serve?

The Approval Matrix manages inherit risk for business owners through allowing them to define and manage the requirements for each transaction performed on cwb.digital. Rules must be put in place for transaction limits, daily limits and weekly limits along with how many people are required to approve a transaction.

Where do I find the Approval Matrix?

Hamburger Menu > Settings > Approval Matrix

Who is a signer and who is a delegate?

A signer is anyone who has been named as an account signer on the business’ account(s). A delegate is a non-signer (such as a bookkeeper, accountant) who has not been added to the account as a signer but has been provisioned view-only or initiate access by a signer.

Can I complete first-time set-up of the Approval Matrix myself? Or can my CWB relationship manager do this for me?

Yes, a signer with access to Manage the Approval Matrix can complete the set-up and subsequent updates. Your CWB relationship manager is unable to set-up or make changes to the Approval Matrix.

How do I set-up the Approval Matrix? What information is required and how long will this take?

Watch our Manage the Approval Matrix demo or read our reference guide for more information.

Who has access to change the Approval Matrix?

Only Account signers can change the Approval Matrix.

Do all signers have the same level of authority/entitlement?

All signers have the same level of authority in the Approval Matrix.

How do I add or remove a signer?

You must contact your Banking Centre to add or remove signers.

Can all signers restrict other signers' ability to perform an approval or task?

Yes, a signer can enable/disable another signer’s entitlement at any time.

Will I be notified if a signer other than me makes a change to the Approval Matrix?

Currently no, but enhancements are underway better manage this risk.

Can I use the Approval Matrix on the cwb.digtial mobile app?

At this time, the Approval Matrix is only available on desktop and not in the cwb.digital mobile app.

Can I approve pending transaction as an authorized user for my delegates?

Yes. When a delegate performs a transaction, it will appear in the transaction manager or in the menu under Accounts>Approvals as a request that needs your action. You may choose to either approve or reject the transaction. Learn how to do this by watching our step-by-step demo.

What is the "Due By" date I see when I perform a transaction that requires approval?

The “Due By” date is the date by which an approver must either approve or reject the transaction before it expires.

Can I see the status of the requests I've submitted for approval?

Yes, you can select “View all Requests” from the transaction manager. From there you can get a detailed view of the status for each of your requests.

Can I recall a pending transaction that I sent for approval?

Yes. To recall a request, select "View all Requests" then select the arrow for the transaction you want to recall and select "Recall". Here's a helpful demo that shows you how.

Do I need to approve a transaction that I created if I am also one of the Authorizers required for the transaction?

Yes, you will need to both create the transaction and then approve it. You can do this through the Approval widget on the dashboard.

How much time do Authorizers have to approve a transaction?

The time required to approve a particular transaction is tied to the payment date of the transaction. For immediate payments, authorizers have until 8:00 p.m. MST to approve the request. For future dated payments, transactions need to be approved before 8:00 p.m. MST on the day before the scheduled payment date.

Can I approve multiple transactions at once?

No, to help reduce the chance of error, you must approve transactions one at a time. This gives you the opportunity to view the details of each transaction before acting.

What are expired transactions?

These are transactions that were not approved before the “Due by” date. Once expired, transactions can no longer be approved or rejected.

Why do I no longer see some Approved, Rejected, Recalled, and Expired transactions on the transaction manager?

To keep this information current, transactions are automatically removed from the transaction manager after 35 days.

Can I perform transactions on my tablet as I do through my browser?

Yes, via browser in your tablet you can perform the same functionality.

Can I approve or reject a transaction using the mobile app?

Yes, you can approve or reject any transaction using your smartphone and the cwb.digital app.

How do I receive notifications that a pending transaction is waiting for my approval?

You enable notification settings under Hamburger Menu>Settings>Alert Settings>Transaction & Payment Alerts.

Does each signer need to create their individual approval matrix?

No, the approval matrix is set up for the business and carries across for all signers.

Managing users

How do I set up a delegate?

When you need to set up a delegate, from the menu, go to User Management>Create A User. Follow the easy steps and your new delegate will receive an email with instructions on how to activate their account. Watch this demo for a quick walkthrough of these steps.

Is there a maximum number of delegates that I can create for my business?

No, there is no limit to the number of delegates that can be created.

Can I disable a delegate in cwb.digital?

Yes. From the menu, go to User Management>All Users, then select "Deactivate" for the user you'd like to disable. We show you how in this demo about managing users.

What actions are delegates permitted to make?

The actions available to each delegate are based on the permissions defined by the authorized signer. All transactions that delegates make must be approved by an authorizer.

Do all delegates have the same permissions?

No, you have the flexibility to assign delegates with different types of permissions. When creating a delegate, the authorized signer can select different accounts they can view, features they can use, and which actions they can perform.

How do I create a role to assign to my delegates?

Every delegate needs a role that defines which accounts they can see and what features they can access. For your convenience, there are several pre-defined roles you can select from, or you can create your own custom role and tailor it to your needs. We show you how in the create a custom role demo.

Do delegates have limits on transactions?

Authorized signers can define transaction limits for delegates. Limits can be set up per transaction or as daily and weekly transaction limits for every delegate. All delegate transactions require approval from an authorized signer.

Can I set different limits for different transaction types for my delegates?

Yes, you can assign different limits for different transactions types for your delegates.

Can I allow a delegate to authorize transactions?

No, only authorized signers can approve transactions.

I created a delegate who did not receive the activation link. Do I have to create the delegate again?

No, you can easily resend the activation link to the delegate. Select this from User Management>All Users.

I created a delegate, but they couldn't complete the activation process in time. Do I have to create the delegate again?

No, you can resend the activation link to the delegate. Select this from User Management>All Users

Can I update the permissions for a delegate after they have been created?

Yes, you can always edit the permissions for delegates at any time.

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