Firework images surrounding special for 18-month and 28-month gics

Get a future you can count on

4.500% on 19-month term¹
4.650% on 23-month term¹

¹Limited time offer for 18-month and 28-month GIC personal and business deposits until March 1, 2022. Minimum $1000 deposit; eligible deposit types include non-registered, RRSP, TFSA and RRIF. All rates are calculated on a per annum basis and subject to change without notice.

18 month and 28 month GIC with fireworks

Don't forget to take care of your future!

Right now, you can get our great rates on special 18- and 28-month term GICs¹ with a minimum investment of only $1,000. With guaranteed returns and no risk to your principle, you know exactly how your money will grow. And who couldn't use that kind of certainty in life right now?

Today's rates: 4.500% on 19-month term and 4.650% on 23-month term¹

Complete the form below to secure your rate.

Why GICs?

Guaranteed return

Secure investment

No fees

GICs are a secure way to invest your money. Your principal is guaranteed, which means you get your initial investment amount back. Plus, you get a guaranteed rate of return, so you know in advance how much interest you’ll earn over the term it’s invested.

GICs as part of your investment portfolio

Here are four great ways you can use a GIC:

Save for your next big purchase, like a new home or dream vacation
Earn tax-free returns with a TFSA GIC
Grow sheltered wealth in an RRSP for retirement
Secure a great return in retirement with a RRIF GIC

Take advantage of RRSP season with an RRSP GIC!

Don't forget the upcoming deadline for RRSP contributions is March 1, 2022. The contribution limit for 2021 is 18% of your earned income reported on your tax return from the previous year, up to a maximum of $27, 830.

Added benefits of investing in an RRSP GIC:

Lowers the amount of income tax you owe on your tax return
Your money grows tax-free while in the RRSP

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Experience the CWB advantage

We craft a personalized investment plan that reflects your priorities so you can achieve your short- and long-term goals—even those that seem out of reach. Whether you want to enjoy weekends at the cottage, build your business, give back to your community or save for retirement, we're by your side to ensure your success. Get a plan as unique as you are.

Common investment solutions

Guaranteed investment certificates

A safe investment to help you reach your savings goals. Through one of our competitive GIC options, you have the flexibility to earn interest at a fixed or variable rate and to choose the term that fits your savings goals.

Explore GICs GIC rates

Mutual funds

We understand your financial plan isn’t always crystal clear. It’s as layered and deeply textured as an onyx gemstone.

No matter how complex your situation, we developed the CWB Onyx Managed Solutions to help refine and simplify the path towards your vision of the future.

Explore Mutual funds

Registered Retirement Savings Plans (RRSPs)

The perfect investment for anyone looking to confidently save for the long-term. An RRSP yields tax-savings benefits now, and then again in your retirement as your investments become a source of income. Any contributions made to your RRSP in a given tax year will be deducted from your taxable income. That means you’ll pay less in income tax today, all while allowing your wealth to grow, sheltered from tax until it’s withdrawn.

Explore RRSPs