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Registered plan rates

Posted rates available at Canadian Western Bank branches only. All rates are calculated on a per annum basis, applicable for deposits up to $100,000 and subject to change without notice. For deposits greater than $100,000, please contact your branch for rates.

On This Page:

Rate specials RRSP TFSA RRIF

Rate specials

Rate specials*

RRSP

RRSP
WestEarner® RRSP GIC
Term  Short-term1 Premium2 Convertible3
30 - 364 days 0.100%  —  — 
12 months  0.650%  0.450% 
24 months —  0.900%  — 
36 months —  1.150%  — 
48 months —  1.400% — 
60 months —  1.650%  — 
72 months
1.650%

84 months
1.650%

96 months
1.650%

108 months
1.650%

120 months
2.000%

Minimum $500 deposit.
1Interest is paid at maturity.        
2Interest is compounded annually and paid at maturity
3Interest is paid at maturity or on conversion.

WestEarner® RRSP account
Balance  Annual interest
$50 - $2,500  0.200%
$2,500.01 & Over 0.200%
Minimum $50.00 deposit.
Interest is calculated on the daily closing balance at the applicable rate tier and paid to the account annually on December 31.

TFSA

TFSA
WestEarner® TFSA GIC
Term (months)  Annual interest
12  0.650%
24 0.900%
36 1.150%
48 1.400%
60 1.650%
72 1.650%
84 1.650%
96 1.650%
108 1.650%
120 2.000%

Minimum $1,000 deposit.
Interest compounded annually. Fully redeemable at 0.00% interest from the start date.

 

WestEarner® TFSA 
Balance  Annual interest
$0 - $999.99    0.200%
$1,000 - $2,499.99 0.200%
$2,500 - $4,999.99 0.200%
$5,000 & over   0.200%
Minimum $50 deposit.
Interest is calculated on the daily closing balance, at the applicable rate tier and paid to the account monthly.

RRIF

RRIF
WestEarner® RRIF GIC
Term  Fully Redeemable1 Premium1
Convertible2 
12 months  0.600% 0.650% 0.450% 
24 months 0.600% 0.900% — 
36 months 0.600% 1.150% — 
48 months 0.600% 1.400% — 
60 months 0.600% 1.650% — 
72 months
1.650%

84 months
1.650%

96 months
1.650%

108 months
1.650%

120 months
2.000%

Minimum investment $5,000.00  $5,000.00  $5,000.00 

1Interest is compounded annually and paid at maturity. 
2Interest is paid at maturity or on conversion.

 

WestEarner® RRIF account
Balance  Annual interest
$50 - $2,500  0.200%
$2,500.01 & Over 0.200%
Minimum $50.00 deposit.
Interest is calculated on the daily closing balance at the applicable rate tier and paid to the account annually on December 31.