This website uses cookies to establish a secure connection and personalize your experience. By continuing you consent to the use of cookies. For more information and instructions on how to opt out of cookies, visit the Online Privacy and Interest-Based Advertising Statement. If you choose to opt out this message will continue to appear.

Online Policy Statement
  1. Home
  2. Accounts
  3. Chequing
  4. Apex Account

The Apex® all-inclusive chequing account

Your all-inclusive chequing account 

Man sitting in nature with dog

The Apex® all-inclusive chequing account

Reach your financial peak with an everyday account that makes your banking smarter and easier. Enjoy a complete suite of banking services with the convenience of a single, low monthly fee. This all-inclusive account lets you send money for free using Interac e-Transfer® and offers unlimited transactions so you can keep climbing towards your goals without the weight of excess fees.
Explore Apex account
Banking should be easy. Meet all your daily banking needs with a single, low monthly fee. Pay bills, transfer money, accept deposits and never worry about counting your transactions. Our all-inclusive banking plan provides you with the features you want without the weight of excess fees.

What's included

BenefitsForOurBrokers

Enjoy unlimited transactions 

Enjoy unlimited transactions for seamless financial management. Simplify your payments with flexibility and convenience.

Free Interac e-Transfers® transactions

Send money securely and conveniently with free Interac e-Transfer transactions. Enjoy hassle-free transfers with no additional fees.

Free EXCHANGE Network ATM Withdrawals®

With free EXCHANGE®
 Network ATM withdrawals, access your cash anytime and anywhere with convenience and ease. No extra charges or fees.

Monthly electronic paperless statement

Receive your monthly electronic paperless statement effortlessly, saving time and reducing paper waste. Stay organized with digital records.

24-7 online access
Enjoy 24/7 online access to your account, anytime and anywhere. Stay connected, manage your finances, and stay in control.
A mobile app to keep you connected to your finances
Stay connected to your finances with our mobile app, allowing you to track and manage your accounts with ease. Convenient and secure.
Self-serve features to save you time
Simplify your banking tasks with our self-serve features that save you valuable time. Take control of your finances with ease.
Enhanced security to keep your identity and money safe
Protect your most valuable assets - your identity and money. Rest assured knowing your financial well-being is in good hands.

There are some fees associated with this account

Monthly fee (waived with minimum monthly balance of $3,0001) $14.25
Non-EXCHANGE®  Network ATM Withdrawal $1.50

1Monthly fee is waived if you maintain a minimum monthly balance of $3,000 or more in your account at the end of each day in the month.

Additional services and administration fees.

Learn more

Open an Apex Account

Connect with a CWB relationship manager who can help you choose the right banking plan to help you meet your goals. Whether you have questions about monthly fees, online banking, foreign currency or just want to connect with an expert to find the right daily chequing account for you, our relationship managers are here to help. Complete the form below and we’ll be in touch soon.

By submitting this form, you confirm your understanding and agreement with CWB’s Privacy Policy and Legal Disclaimer

Complementary Product

Summit Savings Account® for everyday savings

Saving is simpler when your money stays with you. Pairing no monthly fee with free transfers between other CWB accounts, the Summit Savings Account® keeps more interest-earning dollars working for you, so you can spend it on what you want when you want it. With no fees for transfers between CWB accounts, the Summit Savings Account® can complement other CWB personal accounts to help clients maximize their return on funds they do not require in their day to day life.

Learn more

Account selector

Compare rates

Compare account fees


logo for Canada Deposit Insurance Corporation - la Société d’assurance-dépôts du Canada

Effective March 1st, 2025, the following CDIC member institutions have amalgamated: Canadian Western Bank (CWB) and National Bank of Canada (NBC). Upon the amalgamation of these entities, eligible deposits held at CWB migrated to NBC. Click the CDIC logo for more detailed information.