InCard
Earn rewards automatically just for using your CWB card at any of our 230 retail partners—online or in-store.
Exclusive offers, no opt-in required.
CWB Rewards powered by Brim
With CWB Rewards powered by Brim you’re in control of how you earn points and where you redeem them. All purchases earn points at the same rate, making your daily cup of coffee just as rewarding as your weekly groceries. Plus, you can redeem points on any purchase with a single swipe, or use points as cashback towards your balance at any time. Earn extra rewards points 3 ways:
CWB Rewards Mastercard® and CWB World Elite® Mastercard®
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CWB Rewards Mastercard®
- Great benefits don't have to come at a cost.
- Earn unlimited rewards and redeem them on your terms with this no fee Rewards card.
- Plus, you're covered with 5 types of insurance!
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CWB World Elite® Mastercard®
- Reward yourself faster by earning 2 points for every $1 spent on your purchases1, enjoy complementary Global Wi-Fi from Boingo® and feel fully protected with 15 types of insurance coverage.
Reward points with every transaction
Earn reward points with every transaction and get up to 30% more points when using your card to shop at over 230 retail partners. Best of all, you can redeem your points on whatever you want, whenever you want. It’s like having a travel card, a grocery card and a cashback card all in one. Both cards come with:
- Installment pay
- Instant approval with immediate digital card access
- The ability to lock your card and block purchases
- Real-time purchase notifications
- Contact-less pay with mobile wallets
- E-statements
- Interactive budgeting tools
- Zero liability
CWB Rewards Mastercard® and the CWB World Elite® Mastercard®
- Common card carrier insurance of $100,000 insured and $300,000 accident
- Up to $500 for loss, theft, or damage on your mobile device
- Event ticket insurance
- Purchase security insurance and extended warranty on purchases
- 19.99% interest rate
- 21.50% on cash advances
- Common card carrier insurance of $150,000 insured and $500,000 accident
- Up to $1,000 for loss, theft, or damage on your mobile device
- Event ticket insurance
- Purchase security insurance and extended warranty on purchases
- Lounge Key access
- Free Global Wi-Fi access to over 1 million Boingo® Wi-Fi hotspots
- Up to $5,000,000 out of province medical coverage3
- Travel assistance and trip cancelation insurance. Lost or stolen baggage insurance. Hotel/motel burglary insurance
- Car rental coverage for collision and loss damage, accidental death and dismemberment and personal affects
- 19.99% interest rate
- 21.50% on cash advances
Annual fee: $120/year (waived for your first year)
Additional cards: $50 each2
Income requirements: $80,000 annual income or $150,000 household income. Expects to spend $25,000 on the card annually.
Terms and Conditions
1Up to $25,000 annual spend then 1 point per $1 spent thereafter.
2Maximum of 5 additional cardholders. Primary cardholder remains liable for charges made to the account by the additional cardholder.
3Up to 15 days for those under 65 years of age and 3 days for those over.
4Conditions apply. Please speak with a Relationship Manager at one of our branches to learn more.
CWB Rewards Mastercard® and CWB World Elite® Mastercard® are issued by Brim Financial Inc. Mastercard and World Elite Mastercard are registered trademarks and the circles design is a trademark of Mastercard International, used under license.
The CWB Rewards Mastercard® and CWB World Elite® Mastercard® are not available to residents of Quebec, Yukon, Nunavut or Northwest Territories.
®Boingo is a registered trademark of Boingo Wireless, Inc.
®Brim is a registered trademark of Brim Financial.
All other trademarks in this document are registered trademarks of Canadian Western Bank.
All insurance coverage(s) included with CWB credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada (RSA). 18 York Street, Suite 800, Toronto Ontario M5J 2T8, pursuant to a Master Policy issued to CWB. Different cards will have different coverage(s). To learn about which coverage(s) are included with a specific card and important information regarding coverage edibility requirements, benefits, limitations and exclusions, go to brimfinancial.com/legal or review the Certificates of Insurance in your card package. Some insurance coverages may require that purchases, vehicle rentals, common carrier fares, hotel/motel or other trip costs be charged to the card to activate coverage. Other conditions may also apply, so please read the Certificates of Insurance carefully.
2Maximum of 5 additional cardholders. Primary cardholder remains liable for charges made to the account by the additional cardholder.
3Up to 15 days for those under 65 years of age and 3 days for those over.
4Conditions apply. Please speak with a Relationship Manager at one of our branches to learn more.
CWB Rewards Mastercard® and CWB World Elite® Mastercard® are issued by Brim Financial Inc. Mastercard and World Elite Mastercard are registered trademarks and the circles design is a trademark of Mastercard International, used under license.
The CWB Rewards Mastercard® and CWB World Elite® Mastercard® are not available to residents of Quebec, Yukon, Nunavut or Northwest Territories.
®Boingo is a registered trademark of Boingo Wireless, Inc.
®Brim is a registered trademark of Brim Financial.
All other trademarks in this document are registered trademarks of Canadian Western Bank.
All insurance coverage(s) included with CWB credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada (RSA). 18 York Street, Suite 800, Toronto Ontario M5J 2T8, pursuant to a Master Policy issued to CWB. Different cards will have different coverage(s). To learn about which coverage(s) are included with a specific card and important information regarding coverage edibility requirements, benefits, limitations and exclusions, go to brimfinancial.com/legal or review the Certificates of Insurance in your card package. Some insurance coverages may require that purchases, vehicle rentals, common carrier fares, hotel/motel or other trip costs be charged to the card to activate coverage. Other conditions may also apply, so please read the Certificates of Insurance carefully.