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CWB World Elite® Mastercard®

front and back of CWB World Elite Mastercard

CWB World Elite® Mastercard®

Reward yourself faster by earning 2 points for every $1 spent on your purchases1, enjoy complementary Global Wi-Fi from Boingo® and feel fully protected with 15 types of insurance coverage.
Fees, rates and additional information
Annual fee $120/year (Special offer: first year annual fee waived)
Additional supplementary cards $50 each2/year
Income requirements $80,000 annual income or $150,000 household income. Expects to spend $25,000 on the card annually.
Interest rates 19.99% on purchases
21.50% on cash advances
Foreign transaction fee 2.50% on foreign purchases

Benefits at a glance

CWB Rewards powered by Brim Insurance coverage Additional benefits

CWB Rewards powered by Brim

How much do I earn with CWB Rewards powered by Brim?

CWB World Elite Mastercard, rewards ratio: earn 2 rewards points on every $1 you spend.1

Earn more with CWB Rewards partners: earn up to 30 rewards points on every $1 you spend.

Insurance coverage

What insurance coverage comes with the CWB World Elite Mastercard?
  • Common carrier accident insurance:
    • $150,000/insured
    • $500,000/accident
  • Mobile device insurance: up to $1,500 for loss, theft, or damage on your mobile device
  • Event ticket protector insurance: up to a maximum of $1,000
  • Extended warranty: doubles, up to 1 additional year of a maximum of $25,000 per cardholder
  • Purchase security insurance: 90 days, $1,000 per occurrence
  • Out-of-province emergency travel medical insurance:
    • 15 days if less than 65 years old, 3 days if 65 years old and over
    • $5,000,000
  • Flight delay insurance: 
    • $500/day
    • $1,000/occurrence for all ensured (delay must be greater than 4 hours)
  • Baggage delay insurance:
    • $500/insured per occurrence 
    • Maximum of $1,000 for all ensured (delay must be greater than 6 hours)
  • Lost or stolen baggage insurance:
    • $1,000/insured 
    • $2,000/account
  • Hotel/motel burglary insurance: $2,500/occurrence
  • Trip cancellation insurance: $2,000/insured per trip up to a maximum of $5,000/trip
  • Trip interruption insurance: $5,000/insured per trip up to a maximum of $25,000/trip for all insured

Additional benefits

What premium benefits come with this card?
  • Interactive budgeting tools and spend monitoring
  • Lounge access, exclusive restaurant offers, airport transfers and security fast track with Mastercard Travel Pass
  • Free Global Wi-Fi access to over 1 million Boingo® Wi-Fi hotspots
  • Travel assistance
Terms and conditions

1Up to $25,000 annual spend then 1 point per $1 spent thereafter.

2Maximum of 5 additional cardholders. Primary cardholder remains liable for charges made to the account by the additional cardholder.

All insurance coverage(s) included with CWB credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada (RSA). 18 York Street, Suite 800, Toronto Ontario M5J 2T8, pursuant to a Master Policy issued to CWB. Different cards will have different coverage(s). To learn about which coverage(s) are included with a specific card and important information regarding coverage edibility requirements, benefits, limitations and exclusions, go to brimfinancial.com/legal or review the Certificates of Insurance in your card package. Some insurance coverages may require that purchases, vehicle rentals, common carrier fares, hotel/motel or other trip costs be charged to the card to activate coverage. Other conditions may also apply, so please read the Certificates of Insurance carefully.

The CWB Rewards Mastercard® and CWB World Elite® Mastercard® are not available to residents of Quebec, Yukon, Nunavut or Northwest Territories.

CWB Rewards Mastercard® and CWB World Elite® Mastercard® are issued by Brim Financial Inc. Mastercard and World Elite Mastercard are registered trademarks and the circles design is a trademark of Mastercard International, used under license.

®Boingo is a registered trademark of Boingo Wireless, Inc.

®Brim is a registered trademark of Brim Financial.

All other trademarks in this document are registered trademarks of Canadian Western Bank.

Connect with a CWB Relationship Manager to start your application.

You can apply for a CWB World Elite Mastercard online, but we are happy to help you through the process.

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