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CWB World Elite® Mastercard®

front and back of CWB World Elite Mastercard

CWB World Elite® Mastercard®

Reward yourself faster by earning 2 points for every $1 spent on your purchases1, enjoy complementary Global Wi-Fi from Boingo® and feel fully protected with 15 types of insurance coverage.
Fees, rates and additional information
Annual fee $120/year (Special offer: first year annual fee waived)
Additional supplementary cards $50 each2/year
Income requirements $80,000 annual income or $150,000 household income. Expects to spend $25,000 on the card annually.
Interest rates 19.99% on purchases
21.50% on cash advances
Foreign transaction fee 2.50% on foreign purchases

Benefits at a glance

CWB Rewards powered by Brim Insurance coverage Additional benefits

CWB Rewards powered by Brim

How much do I earn with CWB Rewards powered by Brim?

CWB World Elite Mastercard, rewards ratio: earn 2 rewards points on every $1 you spend.1

Earn more with CWB Rewards partners: earn up to 30 rewards points on every $1 you spend.

Insurance coverage

What insurance coverage comes with the CWB World Elite Mastercard?
  • Common carrier accident insurance:
    • $150,000/insured
    • $500,000/accident
  • Mobile device insurance: up to $1,500 for loss, theft, or damage on your mobile device
  • Event ticket protector insurance: up to a maximum of $1,000
  • Extended warranty: doubles, up to 1 additional year of a maximum of $25,000 per cardholder
  • Purchase security insurance: 90 days, $1,000 per occurrence
  • Out-of-province emergency travel medical insurance:
    • 15 days if less than 65 years old, 3 days if 65 years old and over
    • $5,000,000
  • Flight delay insurance: 
    • $500/day
    • $1,000/occurrence for all ensured (delay must be greater than 4 hours)
  • Baggage delay insurance:
    • $500/insured per occurrence 
    • Maximum of $1,000 for all ensured (delay must be greater than 6 hours)
  • Lost or stolen baggage insurance:
    • $1,000/insured 
    • $2,000/account
  • Hotel/motel burglary insurance: $2,500/occurrence
  • Trip cancellation insurance: $2,000/insured per trip up to a maximum of $5,000/trip
  • Trip interruption insurance: $5,000/insured per trip up to a maximum of $25,000/trip for all insured

Additional benefits

What premium benefits come with this card?
  • Interactive budgeting tools and spend monitoring
  • Lounge access, exclusive restaurant offers, airport transfers and security fast track with Mastercard Travel Pass
  • Free Global Wi-Fi access to over 1 million Boingo® Wi-Fi hotspots
  • Travel assistance
Terms and conditions

1Up to $25,000 annual spend then 1 point per $1 spent thereafter.

2Maximum of 5 additional cardholders. Primary cardholder remains liable for charges made to the account by the additional cardholder.

All insurance coverage(s) included with CWB credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada (RSA). 18 York Street, Suite 800, Toronto Ontario M5J 2T8, pursuant to a Master Policy issued to CWB. Different cards will have different coverage(s). To learn about which coverage(s) are included with a specific card and important information regarding coverage edibility requirements, benefits, limitations and exclusions, go to or review the Certificates of Insurance in your card package. Some insurance coverages may require that purchases, vehicle rentals, common carrier fares, hotel/motel or other trip costs be charged to the card to activate coverage. Other conditions may also apply, so please read the Certificates of Insurance carefully.

The CWB Rewards Mastercard® and CWB World Elite® Mastercard® are not available to residents of Quebec, Yukon, Nunavut or Northwest Territories.

CWB Rewards Mastercard® and CWB World Elite® Mastercard® are issued by Brim Financial Inc. Mastercard and World Elite Mastercard are registered trademarks and the circles design is a trademark of Mastercard International, used under license.

®Boingo is a registered trademark of Boingo Wireless, Inc.

®Brim is a registered trademark of Brim Financial.

All other trademarks in this document are registered trademarks of Canadian Western Bank.

Connect with a CWB Relationship Manager to start your application.

You can apply for a CWB World Elite Mastercard online, but we are happy to help you through the process.

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