With a Tax Free Savings Account, you are in control. One of the most flexible saving tools available to Canadians, think of a TFSA as a bucket - one you can fill with a wide range of investments, including GICs. It's also a bucket you can with draw from whenever you want, making it invaluable for purposeful saving and unexpected expenses. Best of all, any investment gains made in your TFSA are tax-free, keeping all of your money where it belongs - with you.

The perfect investment for anyone looking to confidently save for the long-term. An RRSP yields tax-savings benefits now, and then again in your retirement as your investments become a source of income. Any contributions made to your RRSP in a given tax year will be deducted from your taxable income. That means you’ll pay less in income tax today, all while allowing your wealth to grow, sheltered from tax until it’s withdrawn.

Achieve financial freedom while managing your retirement savings after you retire with a Registered Retirement Income Fund (RRIF). Easily consolidate all your RRSPs into one RRIF when you retire and continue to earning tax-free while making withdrawals as you need them.