Registered Retirement Income Fund (RRIF)
Achieve financial freedom with secure and flexible investment strategies
Achieve financial freedom while managing your retirement savings after you retire with a Registered Retirement Income Fund (RRIF). Easily consolidate all your RRSPs into one RRIF when you retire and continue to earning tax-free while making withdrawals as you need them.
Options to meet your goals
WestEarner RRIF account
Stick to your retirement goals with the flexibility of our WestEarner RRIF Demand Account. Withdraw, transfer and disburse payments based upon your unique needs. Withdraw from your plan whenever you need and transfer funds to another RRIF option at any time with no penalties. Select when you would like to receive your Minimum Required Payment.
WestEarner® Premium RRIF GIC
Get more out of your retirement while growing your savings with this growth-minded investment. Profit from your savings with a guaranteed interest rate and choose from flexible terms that align with your investment goals.
WestEarner® Convertible RRIF GIC
Enjoy the freedom of retirement, even in your investments, with a floating interest rate and the option to lock into a fixed rate at any time. Benefit from rising interest rates while having the peace-of-mind that you can convert to another WestEarner GIC at any time. Choose when you receive your required minimum annual payment: monthly, quarterly, semi-annually, or annually and renew your investment automatically for maximum convenience.
WestEarner® fully redeemable RRIF GIC
Use your retirement savings on your own terms with the freedom to withdraw without penalty1. Earn competitive interest rates over a range of terms and choose when you receive your required minimum annual payment: monthly, quarterly, semi-annually, or annually.