This website uses cookies to establish a secure connection and personalize your experience. By continuing you consent to the use of cookies. For more information and instructions on how to opt out of cookies, visit the Online Privacy and Interest-Based Advertising Statement. If you choose to opt out this message will continue to appear.

Online Policy Statement
  1. Home
  2. Investing
  3. Plans
  4. RRIF
  5. WestEarner Fully Redeemable RRIF GIC

WestEarner® fully redeemable RRIF GIC 

older couple with a moped

WestEarner® fully redeemable RRIF GIC 

Use your retirement savings on your own terms with the freedom to withdraw without penalty1. Earn competitive interest rates over a range of terms and choose when you receive your required minimum annual payment: monthly, quarterly, semi-annually, or annually.

Guaranteed interest

Guaranteed interest rate for the length of the term

Variety of terms

Investment terms of
12 months to 5 years

Rates

Term Rates 
12 months 0.90%
24 months 0.90%
36 months 0.90%
48 months 0.90%
60 months 0.90%

Effective date: 21-April-2025

Minimum $5,000.00 deposit.

Interest is compounded annually and paid at maturity.

Posted rates available at banking centres only. All rates are per annum and are subject to change without notice. For deposits greater than $100,000, please contact your banking centres for rates.

1Penalties may be applied if the funds are not being de-registered. Funds withdrawn early are considered taxable income and are subject to Canada Revenue Agency’s withholding tax guidelines.

logo for Canada Deposit Insurance Corporation - la Société d’assurance-dépôts du CanadaCanadian Western Bank is a member of the Canada Deposit Insurance Corporation (CDIC).

Account selector

Compare rates