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  5. WestEarner Fully Redeemable RRIF GIC

WestEarner® fully redeemable RRIF GIC 

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WestEarner® fully redeemable RRIF GIC 

Use your retirement savings on your own terms with the freedom to withdraw without penalty1. Earn competitive interest rates over a range of terms and choose when you receive your required minimum annual payment: monthly, quarterly, semi-annually, or annually.


Term Rates 
12 months 0.90%
24 months 0.90%
36 months 0.90%
48 months 0.90%
60 months 0.90%

Effective date: 10-June-2024

Minimum $5,000.00 deposit.

Interest is compounded annually and paid at maturity.

Posted rates available at banking centres only. All rates are per annum and are subject to change without notice. For deposits greater than $100,000, please contact your banking centres for rates.

1Penalties may be applied if the funds are not being de-registered. Funds withdrawn early are considered taxable income and are subject to Canada Revenue Agency’s withholding tax guidelines.

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