Guaranteed investment certificates (GIC)
Growth you can count on
Safe, secure and predictable, a Guaranteed Investment Certificate, or GIC, is one of the simplest ways to protect your money while earning a return. Like the name implies, a GIC guarantees the money you invest. That means you’ll get back every dollar. You put in, plus what you earn in interest, when the GIC comes to term. How long you invest is up to you. Choose the term length that matches your unique goals, sit back and enjoy the worry-free rewards.
Long term GICs
Floating rate redeemable term deposit
With a GIC laddering strategy, savings are divided into five separate GICs – all with different terms and interest rates. Each year one GIC will mature, allowing you to reinvest the money into another five-year term or access the funds if needed.