Long term GICs
The perfect investment for your long term goals

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Long-term GIC rates
Term | Annual interest | Annual interest, paid monthly1 | Gold Leaf Plus® monthly interest2 | Compound annual interest | Start investing |
1-year | 4.450% | 4.200% | 4.450% | 4.450% | Get rate |
2 year | 4.350% |
4.100% | 4.350% |
4.350% | Get rate |
3 year | 4.150% | 3.900% | 4.150% | 4.150% |
Get rate |
4 year | 4.000% | 3.750% | 4.000% |
4.000% |
Get rate |
5 year | 4.000% | 3.750% | 4.000% | 4.000% | Get rate |
6 year | 4.000% |
3.750% |
4.000% |
4.000% |
Get rate |
7 year | 4.200% |
3.950% |
4.200% |
4.200% |
Get rate |
8 year | 4.400% |
4.150% |
4.400% |
4.400% |
Get rate |
9 year | 4.400% |
4.150% |
4.400% |
4.400% |
Get rate |
10 year | 4.400% |
4.150% |
4.400% |
4.400% |
Get rate |
Effective date: 26-January-2023
Minimum $1,000 CAD deposit. Posted rates available at Canadian Western Bank banking centres only. All rates are calculated on a per annum basis, applicable for deposits up to $5,000,000 CAD subject to change without notice, and interest is paid out at maturity. For deposits greater than $5,000,000, please contact your local banking centre. CWB takes reasonable steps to provide up-to-date, accurate and reliable information but is not responsible for any errors or omissions contained herein. To learn more about GICs covered by CDIC visit: Canada Deposit Insurance Corporation | Canadian Western Bank. To learn more about this offer, fill out the form below to talk to a Relationship Manager.
1Monthly interest is available only if interest is deposited to a CWB account or electronically transferred to an account at another financial institution.
2The Gold Leaf Plus package is available to clients 57 and over, and waives the 0.25% rate reduction for monthly interest payments. The rate reduction applies if monthly interest is not deposited into a CWB account.