Long term GICs

You have plans for the future - we can help you get there

Protect your principal, while growing your investment, so you can realize your long-term financial dreams. Save for a future expense such as a wedding, a down payment for a home or retirement, risk-free. Interest can be set to compound annually for terms over one year and choose to renew your investment automatically at maturity.
Term (months)  Annual interest Annual interest, paid monthly1 Gold Leaf Plus® monthly interest2 Compound annual interest 
12 1.100%  0.850% 1.100% N/A 
24 1.400%
1.150% 1.400%
36 1.500%  1.250%  1.500% 1.500%
48 1.650%  1.400% 1.650%
60 1.800%  1.550%  1.800% 1.800% 

Effective date: 01-June-20

Minimum $1,000 deposit. Posted rates available at Canadian Western Bank branches only. All rates are calculated on a per annum basis, applicable for deposits up to $5,000,000 and subject to change without notice. For deposits greater than $5,000,000, please contact your branch.
1Monthly interest is available only if interest is deposited to a CWB account or electronically transferred to an account at another financial institution.

2The Gold Leaf Plus package is available to clients 57 and over, and waives the 0.25% rate reduction for monthly interest payments. The rate reduction applies if monthly interest is not deposited into a CWB account.