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Long term GICs

You have plans for the future - we can help you get there

Protect your principal, while growing your investment, so you can realize your long-term financial dreams. Save for a future expense such as a wedding, a down payment for a home or retirement, risk-free. Interest can be set to compound annually for terms over one year and choose to renew your investment automatically at maturity.

Minimum investment of $1000

Guaranteed interest

Interest guaranteed for length of term
money-bag-dollar

Interest paid monthly or annually

1 to 5 year terms

Rates
Term (months)  Annual interest Monthly interest1 Gold Leaf Plus® monthly interest Compound annual interest 
12 2.150%  1.900% 2.150% N/A 
24 2.230%
 1.980% 2.230%
 2.230% 
36 2.270%  2.020%  2.270% 2.270%
48 2.340%  2.090% 2.340%
 2.340%
60 2.430%  2.180%  2.430% 2.430% 

Effective date: 20-Jan-20

Minimum $1,000 deposit. Posted rates available at Canadian Western Bank branches only. All rates are calculated on a per annum basis, applicable for deposits up to $5,000,000 and subject to change without notice. For deposits greater than $5,000,000, please contact your branch.

1 Monthly interest is available only if interest is deposited to a CWB account or electronically transferred to an account at another financial institution.

2 A 0.25% rate reduction applies if monthly interest is not deposited into a CWB account. 

GIC annual interest calculation:$1,000.00

GIC monthly interest calculation Monthly interest is available only if interest is deposited to a CWB account or processed via Electronic Funds Transfer (EFT).

GIC monthly interest minimum $1,000.00

GIC GoldLeaf Interest calculation 0.25% rate reduction applies if monthly interest is not deposited to a CWB demand account.

GIC GoldLeaf minimum $1,000.00

GIC GoldLeaf minimum $1,000.00

CDIC bilingual

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