Long term GICs
You have plans for the future - we can help you get there
Protect your principal, while growing your investment so that you can realize your long-term financial dreams. Save for a future expense such as a wedding, a down payment for a home or retirement, risk-free. Interest can be set to compound annually for terms over one year, and choose to renew your investment automatically at maturity.
| Term (months) | Annual interest | Annual interest, paid monthly1 | Gold Leaf Plus® monthly interest2 | Compound annual interest |
| 12 | 0.650% | 0.400% | 0.650% | N/A |
| 24 | 0.800% |
0.550% | 0.800% |
0.800% |
| 36 | 0.900% | 0.650% | 0.900% | 0.900% |
| 48 | 1.200% | 0.950% | 1.200% |
1.200% |
| 60 | 1.400% | 1.150% | 1.400% | 1.400% |
| 72 | 1.400% |
1.150% |
1.400% |
1.400% |
| 84 | 1.400% |
1.150% |
1.400% |
1.400% |
| 96 | 1.400% |
1.150% |
1.400% |
1.400% |
| 108 | 1.400% |
1.150% |
1.400% |
1.400% |
| 120 | 1.500% |
1.250% |
1.500% |
1.500% |
Effective date: 12-April-21
Minimum $1,000 deposit. Posted rates available at Canadian Western Bank branches only. All rates are calculated on a per annum basis, applicable for deposits up to $5,000,000 and subject to change without notice. For deposits greater than $5,000,000, please contact your branch.
1Monthly interest is available only if interest is deposited to a CWB account or electronically transferred to an account at another financial institution.
2The Gold Leaf Plus package is available to clients 57 and over, and waives the 0.25% rate reduction for monthly interest payments. The rate reduction applies if monthly interest is not deposited into a CWB account.