Registered plan rates
Posted rates available at Canadian Western Bank banking centres only. All rates are calculated on a per annum basis, applicable for deposits up to $100,000 and subject to change without notice. For deposits greater than $100,000, please contact your branch for rates.
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RRSP TFSA RRIFRRSP
RRSP
Term | Short-term1 | Premium2 | Convertible3 |
30 - 364 days | 0.10% | — | — |
12 months | — | 2.50% | 2.70% |
24 months | — | 2.50% | — |
36 months | — | 2.60% | — |
48 months | — | 2.40% | — |
60 months | — | 2.75% | — |
72 months | — |
2.60% |
— |
84 months | — |
2.60% |
— |
96 months | — |
2.60% |
— |
108 months | — |
2.60% |
— |
120 months | — |
2.60% |
— |
Minimum $500 deposit.
1Interest is paid at maturity.
2Interest is compounded annually and paid at maturity
3Interest is paid at maturity or on conversion.
Balance | Annual interest |
$50 - $2,500 | 0.40% |
$2,500.01 & Over | 0.40% |
Interest is calculated on the daily closing balance at the applicable rate tier and paid to the account annually on December 31.
TFSA
TFSA
Term (months) | Annual interest |
12 | 2.50% |
24 | 2.50% |
36 | 2.60% |
48 | 2.40% |
60 | 2.75% |
72 | 2.60% |
84 | 2.60% |
96 | 2.60% |
108 | 2.60% |
120 | 2.60% |
Minimum $1,000 deposit.
Interest compounded annually. Fully redeemable at 0.00% interest from the start date.
Balance | Annual interest |
$0 - $999.99 | 0.50% |
$1,000 - $2,499.99 | 0.50% |
$2,500 - $4,999.99 | 0.50% |
$5,000 & over | 0.50% |
Interest is calculated on the daily closing balance, at the applicable rate tier and paid to the account monthly.
RRIF
RRIF
Term | Fully Redeemable1 | Premium1 |
Convertible2 |
12 months | 0.90% | 2.50% | 2.70% |
24 months | 0.90% | 2.50% | — |
36 months | 0.90% | 2.60% | — |
48 months | 0.90% | 2.40% | — |
60 months | 0.90% | 2.75% | — |
72 months | — |
2.60% |
— |
84 months | — |
2.60% |
— |
96 months | — |
2.60% |
— |
108 months | — |
2.60% |
— |
120 months | — |
2.60% |
— |
Minimum investment | $5,000.00 | $5,000.00 | $5,000.00 |
1Interest is compounded annually and paid at maturity.
2Interest is paid at maturity or on conversion.
Balance | Annual interest |
$50 - $2,500 | 0.40% |
$2,500.01 & Over | 0.40% |
Interest is calculated on the daily closing balance at the applicable rate tier and paid to the account annually on December 31.