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Registered plan rates

Posted rates available at Canadian Western Bank banking centres only. All rates are calculated on a per annum basis, applicable for deposits up to $100,000 and subject to change without notice. For deposits greater than $100,000, please contact your branch for rates.

On This Page:

RRSP TFSA RRIF

RRSP

RRSP
WestEarner® RRSP GIC
Term  Short-term1 Premium2 Convertible3
30 - 364 days 0.10% —  — 
12 months  2.50% 2.70%
24 months —  2.50% — 
36 months —  2.60% — 
48 months —  2.40% — 
60 months —  2.75% — 
72 months
2.60%

84 months
2.60%

96 months
2.60%

108 months
2.60%

120 months
2.60%

Minimum $500 deposit.
1Interest is paid at maturity.        
2Interest is compounded annually and paid at maturity
3Interest is paid at maturity or on conversion.

WestEarner® RRSP account
Balance  Annual interest
$50 - $2,500  0.40%
$2,500.01 & Over 0.40%
Minimum $50.00 deposit.
Interest is calculated on the daily closing balance at the applicable rate tier and paid to the account annually on December 31.

TFSA

TFSA
WestEarner® TFSA GIC
Term (months)  Annual interest
12  2.50%
24 2.50%
36 2.60%
48 2.40%
60 2.75%
72 2.60%
84 2.60%
96 2.60%
108 2.60%
120 2.60%

Minimum $1,000 deposit.
Interest compounded annually. Fully redeemable at 0.00% interest from the start date.

 

WestEarner® TFSA 
Balance  Annual interest
$0 - $999.99   0.50%
$1,000 - $2,499.99 0.50%
$2,500 - $4,999.99 0.50%
$5,000 & over  0.50%
Minimum $50 deposit.
Interest is calculated on the daily closing balance, at the applicable rate tier and paid to the account monthly.

RRIF

RRIF
WestEarner® RRIF GIC
Term  Fully Redeemable1 Premium1
Convertible2 
12 months  0.90% 2.50% 2.70%
24 months 0.90% 2.50% — 
36 months 0.90% 2.60% — 
48 months 0.90% 2.40% — 
60 months 0.90% 2.75% — 
72 months
2.60%

84 months
2.60%

96 months
2.60%

108 months
2.60%

120 months
2.60%

Minimum investment $5,000.00  $5,000.00 $5,000.00

1Interest is compounded annually and paid at maturity. 
2Interest is paid at maturity or on conversion.

 

WestEarner® RRIF account
Balance  Annual interest
$50 - $2,500  0.40%
$2,500.01 & Over 0.40%
Minimum $50.00 deposit.
Interest is calculated on the daily closing balance at the applicable rate tier and paid to the account annually on December 31.