Registered plan rates
Posted rates available at Canadian Western Bank banking centres only. All rates are calculated on a per annum basis, applicable for deposits up to $100,000 and subject to change without notice. For deposits greater than $100,000, please contact your branch for rates.
On This Page:
RRSP TFSA RRIFRRSP
RRSP
| Term | Short-term1 | Premium2 | Convertible3 |
| 30 - 364 days | 0.100% | — | — |
| 12 months | — | 5.150% | 4.700% |
| 24 months | — | 5.200% | — |
| 36 months | — | 5.000% | — |
| 48 months | — | 4.700% | — |
| 60 months | — | 4.600% | — |
| 72 months | — |
4.350% |
— |
| 84 months | — |
4.350% |
— |
| 96 months | — |
4.400% |
— |
| 108 months | — |
4.400% |
— |
| 120 months | — |
4.400% |
— |
Minimum $500 deposit.
1Interest is paid at maturity.
2Interest is compounded annually and paid at maturity
3Interest is paid at maturity or on conversion.
| Balance | Annual interest |
| $50 - $2,500 | 0.900% |
| $2,500.01 & Over | 0.900% |
Interest is calculated on the daily closing balance at the applicable rate tier and paid to the account annually on December 31.
TFSA
TFSA
| Term (months) | Annual interest |
| 12 | 5.150% |
| 24 | 5.200% |
| 36 | 5.000% |
| 48 | 4.700% |
| 60 | 4.600% |
| 72 | 4.350% |
| 84 | 4.350% |
| 96 | 4.400% |
| 108 | 4.400% |
| 120 | 4.400% |
Minimum $1,000 deposit.
Interest compounded annually. Fully redeemable at 0.00% interest from the start date.
| Balance | Annual interest |
| $0 - $999.99 | 1.00% |
| $1,000 - $2,499.99 | 1.00% |
| $2,500 - $4,999.99 | 1.00% |
| $5,000 & over | 1.00% |
Interest is calculated on the daily closing balance, at the applicable rate tier and paid to the account monthly.
RRIF
RRIF
| Term | Fully Redeemable1 | Premium1 |
Convertible2 |
| 12 months | 0.900% | 5.150% | 4.700% |
| 24 months | 0.900% | 5.200% | — |
| 36 months | 0.900% | 5.000% | — |
| 48 months | 0.900% | 4.700% | — |
| 60 months | 0.900% | 4.600% | — |
| 72 months | — |
4.350% |
— |
| 84 months | — |
4.350% |
— |
| 96 months | — |
4.400% |
— |
| 108 months | — |
4.400% |
— |
| 120 months | — |
4.400% |
— |
| Minimum investment | $5,000.00 | $5,000.00 | $5,000.00 |
1Interest is compounded annually and paid at maturity.
2Interest is paid at maturity or on conversion.
| Balance | Annual interest |
| $50 - $2,500 | 0.900% |
| $2,500.01 & Over | 0.900% |
Interest is calculated on the daily closing balance at the applicable rate tier and paid to the account annually on December 31.