Using the value you’ve built in your home, HOMEWORKS^® is a flexible credit tool that lets you consolidate debt, renovate your home, grow investments or simply prepare for unexpected expenses at a fraction of the cost of other lending options. Whatever your goals, HOMEWORKS^® grants you the freedom to access credit when and how you need it.

Stay flexible and pay down your mortgage faster with the possible savings from a floating rate. Take advantage of set payments for the length of the term but with a potentially fluctuating interest rate. 
As mortgage rates decrease, more of your payment goes to paying down principal. 

Enjoy the security and peace of mind of a locked-in interest rate that won’t change over the length of the term. Your payments are set and won’t change which is ideal if you have a set budget and want to understand exactly how much your payments will be. You can also compare CWB mortgage rates to help you land on the best mortgage option that suits your needs.