Enjoy the security and peace of mind of a locked-in interest rate that won’t change over the length of the term. Your payments are set and won’t change which is ideal if you have a set budget and want to understand exactly how much your payments will be.

Using the value you’ve built in your home, HOMEWORKS^® is a flexible credit tool that lets you consolidate debt, renovate your home, grow investments or simply prepare for unexpected expenses at a fraction of the cost of other lending options.

By simplifying your borrowing with low-interest lending and valuable add-ons, you can reach your goals faster with the range of available lending products, including a versatile home equity line of credit (HELOC) and the ability to split your mortgage between fixed and variable rates. 

Whatever your goals, HOMEWORKS^® grants you the freedom to access credit when and how you need it.