¹ All mortgages are subject to meeting CWB's standard credit criteria for residential mortgages. Some conditions apply. Interest rates (posted rates and special offer rates) are per annum and may be changed or withdrawn at any time without notice.

² Fixed Interest rate is compounded semi-annually, not in advance.

³ Variable interest rate is compounded monthly, not in advance, and changes when CWB’s Prime Rate changes.

⁴ Special offer rates are discounted from posted rates. Additional conditions will apply. For fixed rate options, the rate is compounded semi-annually, not in advance. For variable rate options, the rate is compounded monthly, not in advance, and may vary if CWB’s Prime Rate changes during the term.

⁵ The Annual Percentage Rate (APR) is calculated on a $300,000 mortgage, 25-year amortization and an estimated appraisal fee of $300, which may be required to complete your lending application. If no fees are charged, the APR will be the same as the Interest Rate.

⁶ The APR is based on the posted rates.

⁷ The APR is based on our special offer rates.

⁸ CWB CAD Prime Rate is the variable annual interest rate published by us from time to time and is the interest rate we will use as a reference to determine (1) the variable interest rate that we will charge for loans provided by us in Canadian dollars in Canada and (2) the variable interest rate paid on certain guaranteed investment certificates.

⁹ The fixed high ratio rate is available on mortgages for residential properties valued under $1,500,000, have less than 20% down payment, and are eligible for mortgage default insurance.