Flexible credit that feels like home


Using the value you’ve built in your home, HOMEWORKS® is a flexible credit tool that lets you consolidate debt, renovate your home, grow investments or simply prepare for unexpected expenses at a fraction of the cost of other lending options.

By simplifying your borrowing with low-interest lending and valuable add-ons, you can reach your goals faster with the range of available lending products, including a versatile home equity line of credit (HELOC) and the ability to split your mortgage between fixed and variable rates. 

Whatever your goals, HOMEWORKS® grants you the freedom to access credit when and how you need it.


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Unlocking the equity in your home

HOMEWORKS® allows up to 65% of the assessed value3 of your home to be accessed as a home equity line of credit (HELOC)4. Pay it down like a normal line of credit, with interest charged only on the portion you use. With the HELOC’s low-interest flexibility you can:

  • Renovate your home or fund a family vacation
  • Pay post-secondary tuition
  • Cover unexpected emergencies


Consolidate and save


The low interest of HOMEWORKS® credit options can help you save money each month. By accessing the equity of your home, you can consolidate your debt into a single recurring expense, saving yourself from juggling multiple monthly payments, often at higher interest rates. 

Make Your Move

Connect with a CWB Relationship Manager today about your mortgage options.

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1Lines of credit only

2Only once per HOMEWORKS® plan

3 Minimum 20% down to qualify

4 Max LOC amount is fixed, but can be adjusted at a later date