This website uses cookies to establish a secure connection and personalize your experience. By continuing you consent to the use of cookies. For more information and instructions on how to opt out of cookies, visit the Online Privacy and Interest-Based Advertising Statement. If you choose to opt out this message will continue to appear.

Online Policy Statement
  1. Small Business
  2. Savings and GICs

Savings and GICs

Use reserve funds to grow your small business for the future

Business owner investing

Savings and GICs

Small business owners work hard for their money. We think their money should work hard for them too. Whether you need easy access, flexibility, or guaranteed returns, our savings and GIC solutions can ensure you are maximizing interest on excess cash.
Contact a small business advisor

Savings and GIC solutions

small plant business

Business Savings Account

Explore our low-risk, interest-earning savings account that is perfect for small business owners.

Confidently grow your business's excess cash while maintaining easy and flexible access.

Save for the future of your small business today.
Learn more
Small business owner on the phone

Flex Notice Account

Unsure about how much cash you will need to have available in the future? With a CWB Flex Notice Account, make more on your surplus funds with a high-earning flexible investment option. 

Start your peace-of-mind investing today.​
Contact a small business advisor
Small business owner and son

Business GICS

Small business owners have unique goals and milestones set out for their future. Earn guaranteed returns on excess business funds and secure your wealth for when you need it most. 

Ask a small business advisor about business GIC rates today.

Business GIC rates Contact a small business advisor

Find the right CWB solutions for your business size

Small business criteria
Read below to see if your business fits our small business category

Manage finances, grow investment, access key insights, and utilize dedicated support.

Small businesses can grow and maintain their operations with confidence using our tailored financial solutions. These solutions are designed for digitally savvy business owners looking for over-the-phone support and who have non-complex lending needs up to $50,000.

Generally, your business would be considered a small business if you:

  • Employ up to 20 people
  • Generate up to $2 million in annual revenue
  • Have no more than 4 signatories
  • Have no greater than 4 people acting as owners
  • Are not owned by another business. 

If you meet this criteria, continue on to explore our small business products and solutions. If your business is larger than described, explore our mid-large business products and solutions instead.

Explore our mid-large business solutions Explore our small business solutions

Contact our dedicated small business experts now

Get expert advice and financial solutions tailored to growing your small business

By submitting this form, you confirm your understanding and agreement with CWB's Privacy Policy and Legal Disclaimer

See the complete listing of related service charges including payment and other sundry services.

logo for Canada Deposit Insurance Corporation - la Société d’assurance-dépôts du Canada

Effective March 1st, 2025, the following CDIC member institutions have amalgamated: Canadian Western Bank (CWB) and National Bank of Canada (NBC). Upon the amalgamation of these entities, eligible deposits held at CWB migrated to NBC. Click the CDIC logo for more detailed information.