
Whether you want to park funds while you wait for interest rates to rise, grow your money tax free, or plan for retirement, CWB WestEarner® products offer you benefits and advantages that can help you reach your investment goals.

WestEarner® TFSA Account
Make your money work harder and smarter with this high-interest Tax Free Savings Account (TFSA) that lets your funds grow without having to pay tax on your earnings. Withdraw or contribute funds at any time and don’t pay tax on any interest you earn. Automate your saving with the convenient automatic contribution feature.

WestEarner® TFSA GIC
All the security you expect from a guaranteed investment certificate (GIC) bundled with the tax-free earnings of a tax free savings account (TFSA). Earn competitive, guaranteed interest rate and don’t pay tax on any interest earned. Set your account to renew automatically for maximum convenience.

WestEarner® Premium RRSP GIC
Make sure your future is secure by growing your savings while protecting 100% of the funds you originally invested. Guarantee a return while reducing your taxable income and enjoying potential tax-savings. Shelter your investments from tax while held in the plan and utilize your RRSP investments to make a down payment on a mortgage or pay post-secondary tuition.

WestEarner® Convertible RRSP GIC
Enjoy the perks of a registered retirement savings plan with the flexibility to adapt to interest rates. Floats with CWB Prime so you can benefit from rising interest rates. Convert to a WestEarner® Premium GIC at any time and renew automatically for maximum convenience.

WestEarner® Convertible RRIF GIC
Enjoy the freedom of retirement, even in your investments, with a floating interest rate and the option to lock into a fixed rate at any time. Benefit from rising interest rates while having the peace-of-mind that you can convert to another WestEarner GIC at any time. Choose when you receive your required minimum annual payment: monthly, quarterly, semi-annually, or annually and renew your investment automatically for maximum convenience.
Find the WestEarner® product that is best for you.
Features | WestEarner TFSA Account | WestEarner TFSA GIC | WestEarner Premium RRSP GIC | WestEarner Convertible RRSP GIC | WestEarner Convertible RRIF GIC |
This product is a good fit for |
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Saving for:
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Saving for:
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Parking your investments with a rate tied to CWB Prime with added flexibility to convert to a RRIF at any time. | Parking your investments with a rate tied to CWB Prime until you are ready to lock in at a premium rate. |
Minimum contribution or investment | $50 | $1000 | $500 | $500 | $5000 |
Term | - | 1 to 10 years | 30 days to 10 years |
1 year | 1 year |
Start saving | Explore TFSA Account rates | Explore GIC rates | Explore GIC rates | Explore GIC rates | Explore GIC rates |