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Earn up to 4.740% interest rate on select CWB GICs

Maximize your investing potential with a guaranteed investment certificate (GIC)

With Canadian bank rates on the rise, chances are your interest in GICs is too. Right now, you can get great rates on our 19, 23 and 27-month special term GICs with a minimum investment of only $1,000. With guaranteed returns and no risk to your principal, you know exactly how your money will grow. And who couldn't use that kind of certainty right now?

Term	Annual interest	Start investing
19-month	4.540%^*	Get rate
23-month	4.680%^*	Get rate
27-month	4.740%^*	Get rate

*Limited time offer for 19-month, 23-month and 27-month Personal CAD GIC deposits until August 31, 2022. Minimum $1000 deposit; eligible deposit types include non-registered, RRSP, TFSA and RRIF. All rates are calculated on a per annum basis, subject to change without notice, and interest is paid out at maturity. To learn more about GICs covered by CDIC visit: Canada Deposit Insurance Corporation | Canadian Western Bank. To learn more about this offer, fill out the form below to talk to a Relationship Manager.

Why GICs?

Guaranteed return

Secure investment

No fees

We understand that a guaranteed investment is important to you

GICs are a secure way to invest your money. Your principal is guaranteed, which means you get your initial investment amount back. Plus, you get a guaranteed rate of return, so you know in advance how much interest you’ll earn over the term it’s invested.

Great GIC rates are just a click away

Experience the CWB advantage

We craft a personalized investment plan that reflects your priorities so you can achieve your short- and long-term goals—even those that seem out of reach. Whether you want to enjoy weekends at the cottage, build your business, give back to your community or save for retirement, we're by your side to ensure your success. Get a plan as unique as you are.

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How to leverage higher GIC rates in today's uncertain economy

Enticing short and longer-term GIC options amid rising Bank of Canada rates make the climate prime for diversifying by time.

Guaranteed investment certificates

A safe investment to help you reach your savings goals. Through one of our competitive GIC options, you have the flexibility to earn interest at a fixed or variable rate and to choose the term that fits your savings goals.

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Mutual funds

We understand your financial plan isn’t always crystal clear. It’s as layered and deeply textured as an onyx gemstone.

No matter how complex your situation, we developed the CWB Onyx Managed Solutions to help refine and simplify the path towards your vision of the future.

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Registered Retirement Savings Plans (RRSPs)

The perfect investment for anyone looking to confidently save for the long-term. An RRSP yields tax-savings benefits now, and then again in your retirement as your investments become a source of income. Any contributions made to your RRSP in a given tax year will be deducted from your taxable income. That means you’ll pay less in income tax today, all while allowing your wealth to grow, sheltered from tax until it’s withdrawn.

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About Canadian Western Bank

We're a bank that works hard for our clients. That means responding to your needs faster and ensuring our products are perfectly suited to you. We believe a banking relationship means talking to people, not machines — we know you have better things to do than sit on hold.

Canadian Western Bank is part of CWB Financial Group, a diversified financial services group providing specialized services in business and personal banking, trust and wealth management across Canada. Through our network of banking centres, business offices and our mobile relationship teams, we're helping clients manage their money, grow their businesses and realize their financial potential.