CWB Canadian Western Bank

WestEarner® Fully Redeemable RRIF GIC

Have complete access to your retirement funds.

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When it comes to planning your retirement, freedom — financial and otherwise — is usually the goal. The WestEarner Fully Redeemable RRIF lets you withdraw without penalty1 and gives you the freedom you want.

Term 1 to 5 years
Minimum investment $5,000.00
Interest rate Guaranteed for the length of the term
Interest paid Compounded annually, paid at maturity
  • Enjoy the freedom to withdraw any amount without penalty1
  • Earn competitive interest rates over a variety of terms. 
  • Select when you would like to receive your Minimum Required Payment. You can set up your payments as monthly, quarterly, semi-annually or annually depending on what works best for you.



12 months  0.750%
24 months  0.850%
36 months  1.000%
48 months  1.400%
60 months  1.650%
Minimum $5,000.00 deposit. Interest is compounded annually and paid at maturity.
Effective date: 13-May-19
Posted rates available at branches only. All rates are per annum and are subject to change without notice. For deposits greater than $100,000, please contact your branch for rates.

Get started now

Stop by your local branch or call today to get started. One of our personal banking specialists will be pleased to help you.

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1Penalties may be applied if the funds are not being de-registered. Funds withdrawn early are considered taxable income and are subject to Canada Revenue Agency’s withholding tax guidelines.

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