Registered plan rates

Posted rates available at Canadian Western Bank branches only. All rates are calculated on a per annum basis, applicable for deposits up to $100,000 and subject to change without notice. For deposits greater than $100,000, please contact your branch for rates.

On This Page:

RRSP TFSA RRIF
Rate specials*

16 months: 2.360%

28 months: 2.410%


*Available for a limited time only. Rate subject to change without notice. On RRSP/RRIF/TFSA or regular GICs $1,000 minimum investment. Interest is compounded annually, paid at maturity. See your branch for details. 

RRSP
WestEarner® RRSP GIC
Term  Short-term1 Premium2 Convertible3
30 - 364 days 0.100%  —  — 
12 months  2.140%  1.950% 
24 months —  2.190%  — 
36 months —  2.240%  — 
48 months —  2.290% — 
60 months —  2.340%  — 

Minimum $500 deposit.
1Interest is paid at maturity.        
2Interest is compounded annually and paid at maturity
3Interest is paid at maturity or on conversion.

WestEarner® RRSP account
Balance  Annual interest
$50 - $2,500  0.250%
$2,500.01 & Over 1.000%
Minimum $50.00 deposit. Interest is calculated on the daily closing balance at the applicable rate tier and paid to the account annually on December 31.
TFSA
WestEarner® TFSA GIC
Term (months)  Annual interest
12  2.140%
24 2.190%
36 2.240%
48 2.290%
60 2.340%

Minimum $1,000 deposit. Interest compounded annually. Fully redeemable at 0.00% interest from the start date.

 

WestEarner® TFSA 
Balance  Annual interest
$0 - $999.99    1.600%
$1,000 - $2,499.99 1.600%
$2,500 - $4,999.99 1.600%
$5,000 & over   1.600%
Minimum $50 deposit. Interest is calculated on the daily closing balance, at the applicable rate tier and paid to the account monthly.
RRIF
WestEarner® RRIF GIC
Term  Fully Redeemable1 Premium1
Convertible2 
12 months  0.750% 2.140% 1.950% 
24 months 0.850% 2.190% — 
36 months 1.000% 2.240% — 
48 months 1.400% 2.290% — 
60 months 1.650% 2.340% — 
Minimum investment $5,000.00  $5,000.00  $5,000.00 

1Interest is compounded annually and paid at maturity. 
2Interest is paid at maturity or on conversion.

 

WestEarner® RRIF account
Balance  Annual interest
$50 - $2,500  0.250%
$2,500.01 & Over 1.000%
Minimum $50.00 deposit. Interest is calculated on the daily closing balance at the applicable rate tier and paid to the account annually on December 31.