WestEarner® fully redeemable RRIF GIC 

Total access to your retirement investments

Use your retirement savings on your own terms with the freedom to withdraw without penalty1Earn competitive interest rates over a range of terms and choose when you receive your required minimum annual payment: monthly, quarterly, semi-annually, or annually.

Term Rates 
12 months 0.750%
24 months 0.850%
36 months 1.000%
48 months 1.400%
60 months 1.650%

Effective date: 15-July-19

Minimum $5,000.00 deposit.

Interest is compounded annually and paid at maturity.

Posted rates available at branches only. All rates are per annum and are subject to change without notice. For deposits greater than $100,000, please contact your branch for rates.

1Penalties may be applied if the funds are not being de-registered. Funds withdrawn early are considered taxable income and are subject to Canada Revenue Agency’s withholding tax guidelines.

CDIC bilingual